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  Star One Credit Union Rewards Checking

Star One Credit Union Rewards Checking

in Checking Accounts from Star One Credit Union · Member ncua

Unaffiliated

Star One Credit Union Rewards Checking

Unaffiliated

in Checking Accounts from Star One Credit Union · Member NCUSIF

Net Recommendation Score 0

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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1 user recommends
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Monthly Fee $0
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.10% - 0.50%

Star One Credit Union Rewards Checking Review

Star One Credit Union Rewards Checking is offered by Star One Credit Union, a credit union founded in 1956 and based in Sunnyvale, CA. Star One Credit Union Rewards Checking is available in 1 state across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.50%.
  • $0 monthly fee. This account does not charge a monthly service fee.
  • Up to $20 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Star One Credit Union.
  • Hard credit pull. Star One Credit Union may require a hard pull on your credit report to open a checking account.
Star One Credit Union Rewards Checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Deposits are insured by the NCUA (up to $250K).
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.
Star One Credit Union Rewards Checking FAQ

Are checking accounts from Star One Credit Union federally insured?

Yes, your Star One Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Star One Credit Union Rewards Checking offer?

Star One Credit Union Rewards Checking offers an APY starting at 0.10% and ranging up to 0.50% (APY stands for annual percentage yield, rates may change).

Star One Credit Union Rewards Checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.10% - 0.50%

What are the account minimums for Star One Credit Union Rewards Checking?

Star One Credit Union Rewards Checking requires a minimum initial deposit of $25 to open an account.

Star One Credit Union Rewards Checking Account Minimums
Description Amount
Minimum Opening Deposit $25

What fees does Star One Credit Union Rewards Checking charge?

The good news is that this account does not have a monthly service charge.

Star One Credit Union Rewards Checking Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $20
Check Copy $2
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $15
Online Bill Pay Fee $0
Overdraft Item Fee $15
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $40
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $60
ATM Fee: Out-of-Network $1

What features and perks does Star One Credit Union Rewards Checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $20.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Star One Credit Union Rewards Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 10:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 6:00pm

Other Services by Star One Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

APY Minimum Balance $0
Minimum Opening Deposit Starting at $25
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Reimbursement Monthly Limit $20
Check Copy $2
NSF Fee $15
Overdraft Item Fee $15
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Outgoing) $40
Wire Transfer Fee - International (Outgoing) $60
ATM Fee: Out-of-Network $1
Bank Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • IRAs
  • Debit Card
  • Bauer Financial A+/A Rating
  • NCUA Member
APY (Annual Percentage Yield) 0.10% - 0.50%

Star One Credit Union Rewards Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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