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  Star One Credit Union Rewards Checking

Star One Credit Union Rewards Checking

in Checking Accounts from Star One Credit Union · ncua

Unaffiliated

Star One Credit Union Rewards Checking

Unaffiliated

in Checking Accounts from Star One Credit Union · Insured by NCUA

Net Recommendation Score 0

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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1 user recommends
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Monthly Fee $0
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.10% - 0.50%

Star One Credit Union Rewards Checking Review

Star One Credit Union Rewards Checking is offered by Star One Credit Union, a credit union founded in 1956 and based in Sunnyvale, CA. Star One Credit Union Rewards Checking is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. Star One Credit Union Rewards Checking has an annual percentage yield of up to 0.50%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • Up to $20 in ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through Star One Credit Union.
Star One Credit Union checking account Pros & Cons
Pros Cons
  • Dividend-yielding account
  • Insured by NCUA.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.
Star One Credit Union checking account FAQ

Are checking accounts from Star One Credit Union federally insured?

Yes, your Star One Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Star One Credit Union checking account offer?

Star One Credit Union checking account offers an APY starting at 0.10% and ranging up to 0.50% (APY stands for annual percentage yield, rates may change).

Star One Credit Union checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.10% - 0.50%

What are the account minimums for Star One Credit Union checking account?

Star One Credit Union checking account requires a minimum initial deposit of $25 to open an account.

Star One Credit Union Rewards Checking Minimums
Description
APY Minimum Balance $0
Minimum Opening Deposit Starting at $25

What fees does Star One Credit Union checking account charge?

The good news is that this account does not have a monthly Service Charge.

Star One Credit Union Rewards Checking Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $20
Check Copy $2
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $15
Online Bill Pay Fee $0
Overdraft Item Fee $15
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $40
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $60
ATM Fee: Out-of-Network $1

Does Star One Credit Union checking account charge overdraft fees?

Yes, Star One Credit Union checking account charges a $15 fee for every overdraft.

What features and perks does Star One Credit Union checking account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $20.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Star One Credit Union checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Star One Credit Union checking account?

The customer support email for Star One Credit Union checking account is service@starone.org.

How do people rate the customer service and user experience of Star One Credit Union checking account?

Overall, Star One Credit Union checking account is mostly recommended based on community reviews that rate customer service and user experience.

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Message From Star One Credit Union Rewards Checking

Rewards Checking, Our high-interest checking account is also a free checking account. This generous free checking account offers a high yield of 0.50% APY—the same as Star One's Money Market Savings Account. It's designed for the checking account holder who wants to maximize on dividends and rewards.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 10:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 6:00pm

Other Services by Star One Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

APY Minimum Balance $0
Minimum Opening Deposit Starting at $25
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Reimbursement Monthly Limit $20
Check Copy $2
NSF Fee $15
Overdraft Item Fee $15
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Outgoing) $40
Wire Transfer Fee - International (Outgoing) $60
ATM Fee: Out-of-Network $1
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • IRAs
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
APY (Annual Percentage Yield) 0.10% - 0.50%

Star One Credit Union Rewards Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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