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  Star One CU Rewards Checking
Star One CU Rewards Checking
in Checking Accounts from Star One Credit Union · Insured by NCUA
Unaffiliated

Star One CU Rewards Checking

Unaffiliated
in Checking Accounts from Star One Credit Union · Insured by NCUA
Net Recommendation Score +33  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +33, equating to 3.7 on a 5 point rating scale.

+33

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Cashback Rewards N/A
APY (Annual Percentage Yield) 0.10% - 0.90%
(Verified 08/08/2022)
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A

Star One CU Rewards Checking Review

Star One CU Rewards Checking is offered by Star One Credit Union, a credit union founded in 1956 and based in Sunnyvale, CA. Star One CU Rewards Checking is available in 1 state across the USA.

Key Takeaways

  • Higher than average APY. Star One CU Rewards Checking has an annual percentage yield of up to 0.90%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • Up to $20 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through Star One Credit Union.

Star One Credit Union checking account Pros & Cons

Pros Cons
  • Dividend-yielding account.
  • Insured by NCUA.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.

Star One Credit Union checking account FAQ

Are checking accounts from Star One Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Star One Credit Union checking account offer?

Star One Credit Union checking account offers an APY starting at 0.10% and ranging up to 0.90% (APY stands for annual percentage yield, rates may change).

Star One Credit Union checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.10% - 0.90%

What are the account minimums for Star One Credit Union checking account?

Star One Credit Union checking account requires a minimum initial deposit of $25 to open an account.

Star One CU Rewards Checking Minimums
Description
Minimum Opening Deposit Starting at $25
Minimum Balance to Earn APY $0

What fees does Star One Credit Union checking account charge?

The good news is that this account does not have a monthly Service Charge.

Star One CU Rewards Checking Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1
ATM Reimbursement Monthly Limit $20
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $15
Overdraft Item Fee $15
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $40
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $60
Paper Statement Fee $3
Online Bill Pay Fee $0
Check Copy $2
Debit Card Replacement Fee $0
Early Account Closure $0

Does Star One Credit Union checking account charge overdraft fees?

Yes, Star One Credit Union checking account charges a $15 fee for every overdraft.

What features and perks does Star One Credit Union checking account offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $20.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Star One Credit Union checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Star One Credit Union checking account?

The customer support email for Star One Credit Union checking account is service@starone.org.

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Message From Star One Credit Union checking account

Rewards Checking, Our high-interest checking account is also a free checking account. This generous free checking account offers a high yield of 0.50% APY—the same as Star One's Money Market Savings Account. It's designed for the checking account holder who wants to maximize on dividends and rewards.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 10:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 6:00pm

Other Services by Star One Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Minimum Opening Deposit Starting at $25
Minimum Balance to Earn APY $0
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1
ATM Reimbursement Monthly Limit $20
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $15
Overdraft Item Fee $15
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $40
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $60
Paper Statement Fee $3
Online Bill Pay Fee $0
Check Copy $2
Debit Card Replacement Fee $0
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • IRAs
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0.10% - 0.90%
(Verified 08/08/2022)

Star One CU Rewards Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +33, equating to 3.7 on a 5 point rating scale.

+33

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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