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  Suncoast Credit Union Smart Checking

Suncoast Credit Union Smart Checking

in Checking Accounts from Suncoast Credit Union

Unaffiliated

Suncoast Credit Union Smart Checking

Unaffiliated

in Checking Accounts from Suncoast Credit Union

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Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee $0
ATM Fee: Out-of-Network $1.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.05%

Suncoast Credit Union Smart Checking Review

Suncoast Credit Union Smart Checking is offered by Suncoast Credit Union, a credit union founded in 1934 and based in Tampa, FL. Suncoast Credit Union Smart Checking is available in 1 state across the USA.

Are checking accounts from Suncoast Credit Union federally insured?

Yes, your Suncoast Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Suncoast Credit Union Smart Checking offer?

Suncoast Credit Union Smart Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%
Terms & Conditions URL N/A

Suncoast Credit Union Smart Checking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Suncoast Credit Union Smart Checking?

Suncoast Credit Union Smart Checking does not require a minimum initial deposit.

Suncoast Credit Union Smart Checking Account Minimums
Description Amount
Minimum Initial Deposit $0

What fees does Suncoast Credit Union Smart Checking charge?

The good news is that this account does not charge a monthly maintenance fee.

Suncoast Credit Union Smart Checking Fees
Description
Monthly Fee $0
Paper Statement Fee $2
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $1.50
NSF Fee $29
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $29
Early Account Closure $0
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $29
Check Image Service N/A
Check Copy $1
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $35
Wire Transfer Fee - International (Incoming) $5
Returned Deposit Fee (International) $20
Wire Transfer Fee - Domestic (Incoming) $5
ATM Reimbursement Monthly Limit N/A

What features and perks does Suncoast Credit Union Smart Checking offer?

This account includes the following features:

  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Suncoast Credit Union Smart Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Suncoast Credit Union Smart Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Other Services by Suncoast Credit Union

Availability

  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

ATM Fee: In-Network $0
Early Account Closure $0
Monthly Fee $0
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
Check Copy $1
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $29
Overdraft Item Fee $29
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $20
Stop Payment Fee $29
Wire Transfer Fee - Domestic (Incoming) $5
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $5
Wire Transfer Fee - International (Outgoing) $35
ATM Fee: Out-of-Network $1.50
Bank Account Features
  • Bauer Financial A+/A Rating
  • Branch Access
  • Check Images with Statement
  • Debit Card
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0.05%

Suncoast Credit Union Smart Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

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-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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