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  TD Bank Checking Account

TD Bank Checking Account

in Checking Accounts from TD Bank

Claimed

TD Bank Checking Account

Claimed

in Checking Accounts from TD Bank

Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Highlights
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Community Rating

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Monthly Fee $0 - $25
Minimum Balance to Avoid Monthly Fee $2,500
ATM Fee: Out-of-Network $0
APY 0% - 0.05%

TD Bank Checking Account Review

TD Bank Checking Account is offered by TD Bank, a bank founded in 1855 and based in Wilmington, DE. TD Bank Checking Account is offered in 15 states (and Washington, DC).

Are checking accounts from TD Bank federally insured?

Yes, your TD Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does TD Bank offer?

TD Bank Checking Account offers an APY starting at 0% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.

TD Bank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0% - 0.05%

What are the account minimums for TD Bank Checking Account?

TD Bank Checking Account does not require a minimum initial deposit.

TD Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $0
APY Minimum Balance $2,500
Minimum Balance to Avoid Monthly Fee $2,500

What fees does TD Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $25.

TD Bank Checking Account Fees
Description
Monthly Fee $0 - $25
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $35
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $35
Early Account Closure $15
Returned Deposit Fee (Domestic) $15
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $0
Check Image Service $2
Check Copy $5
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $15
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does TD Bank Checking Account offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $300 if you deposit a minimum of $.
  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - TD Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 15 states and Washington, D.C.
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Maine
  • Maryland
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Vermont
  • Virginia

Feature Breakdown

APY Minimum Balance $2,500
Minimum Initial Deposit $0
Minimum Balance to Avoid Monthly Fee $2,500
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Stop Payment Fee $0
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
Monthly Fee $0 - $25
NSF Fee $35
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $35
Early Account Closure $15
Returned Deposit Fee (Domestic) $15
Check Image Service $2
Check Copy $5
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Returned Deposit Fee (International) $15
Bank Account Features
  • Bauer Financial A+/A Rating
  • Check Images with Statement
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • No ATM Fees
Signup Deposit Requirement $0. OR Open a TD Convenience Checking account Earn $150 when you receive direct deposits of $500 or more within 60 days of opening your account.
Signup Bonus $300
APY 0% - 0.05%

TD Bank Checking Account Community Reviews

 

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