TD Bank Checking Account

TD Bank Checking Account

in Checking Accounts from TD Bank


TD Bank Checking Account


in Checking Accounts from TD Bank

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
1 user doesn't recommend
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Community Rating Strongly not recommended
Monthly Fee $0 - $25
Minimum Balance to Avoid Monthly Fee $2,500
ATM Fee: Out-of-Network $0
APY 0% - 0.05%

TD Bank Checking Account Review

Where is TD Bank Checking Account available?

TD Bank is based in Wilmington, DE. It was founded in 1855 and offers banking services in 15 states (and Washington, DC).

Is TD Bank Checking Account insured by the FDIC

Deposits in TD Bank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does TD Bank offer?

TD Bank Checking Account offers an APY starting at 0% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.

TD Bank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0% - 0.05%

What are the account minimums for TD Bank Checking Account?

TD Bank Checking Account does not require a minimum initial deposit.
TD Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $0
APY Minimum Balance $2,500
Minimum Balance to Avoid Monthly Fee $2,500

What fees does TD Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $25.

TD Bank Checking Account Fees
Fees Amount
Check Copy Fee $5
Check Image Service $2
Early Account Closure $15
Non-Sufficient Funds $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $10
Returned Deposit Fee (International) $15
Outgoing Domestic Bank Transfer Fee $25
Outgoing International Bank Transfer Fee $40
Early Closure Fee $15

What features and perks does TD Bank Checking Account offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $300 if you deposit a minimum of $.
  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - TD Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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  Available in 15 states and Washington, D.C.
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Maine
  • Maryland
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Vermont
  • Virginia

Feature Breakdown

APY Minimum Balance $2,500
Minimum Initial Deposit $0
Minimum Balance to Avoid Monthly Fee $2,500
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Stop Payment Fee $0
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
Monthly Fee $0 - $25
NSF Fee $35
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $35
Early Account Closure $15
Returned Deposit Fee (Domestic) $15
Check Image Service $2
Check Copy $5
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Returned Deposit Fee (International) $15
Bank Account Features
  • Bauer Financial A+/A Rating
  • Check Images with Statement
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • No ATM Fees
Signup Deposit Requirement $0
Signup Bonus $300
APY 0% - 0.05%

TD Bank Checking Account Community Reviews


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