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  TD Beyond Banking Checking

TD Beyond Banking Checking

in Checking Accounts from TD Bank

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TD Beyond Banking Checking

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in Checking Accounts from TD Bank

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Highlights
Highlights
Monthly Fee $0 - $25
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee $2,500
APY (Annual Percentage Yield) 0.01% - 0.03%

TD Beyond Banking Checking Review

TD Beyond Banking Checking is offered by TD Bank, a bank founded in 1855 and based in Wilmington, DE. TD Beyond Banking Checking is available in 15 states (and Washington, DC).

TD Beyond Banking Checking FAQ

Are checking accounts from TD Bank federally insured?

Yes, your TD Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does TD Beyond Banking Checking offer?

TD Beyond Banking Checking offers an APY starting at 0.01% and ranging up to 0.03% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.

TD Beyond Banking Checking Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - 0.03%

What are the account minimums for TD Beyond Banking Checking?

TD Beyond Banking Checking does not require a minimum initial deposit.

TD Beyond Banking Checking Account Minimums
Description Amount
Minimum Initial Deposit $0
APY Minimum Balance $2,500
Minimum Combined Balance to Avoid Monthly Fee $25,000
Minimum Direct Deposit to Avoid Monthly Fee $5,000
Minimum Balance to Avoid Monthly Fee $2,500

What fees does TD Beyond Banking Checking charge?

This account charges a monthly maintenance fee of up to $25.

TD Beyond Banking Checking Fees
Description
Monthly Fee $0 - $25
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $35
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $35
Early Account Closure $15
Returned Deposit Fee (Domestic) $15
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $0
Check Image Service $2
Check Copy $5
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $15
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does TD Beyond Banking Checking offer?

This account includes the following features:

  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - TD Beyond Banking Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 15 states and Washington, D.C.
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Maine
  • Maryland
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Vermont
  • Virginia

Feature Breakdown

APY Minimum Balance $2,500
Minimum Combined Balance to Avoid Monthly Fee $25,000
Minimum Direct Deposit to Avoid Monthly Fee $5,000
Minimum Initial Deposit $0
Minimum Balance to Avoid Monthly Fee $2,500
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Foreign Transaction Fee (Debit Card) 0%
Online Bill Pay Fee $0
Paper Statement Fee $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0
Check Copy $5
Check Image Service $2
Early Account Closure $15
Monthly Fee $0 - $25
NSF Fee $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $10
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Bank Account Features
  • Bauer Financial A+/A Rating
  • Check Images with Statement
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • No ATM Fees
APY (Annual Percentage Yield) 0.01% - 0.03%

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