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The Golden 1 Credit Union Checking Account

in Checking Accounts from The Golden 1 Credit Union

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The Golden 1 Credit Union Checking Account

Unaffiliated

in Checking Accounts from The Golden 1 Credit Union

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Highlights
Highlights
Community Rating Mostly recommended
Monthly Fee $0 - $5
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $2
APY 0.05%

Overview

Where is The Golden 1 Credit Union Checking Account available?

The Golden 1 Credit Union is a credit union based in Sacramento, CA. It was founded in 1990 and offers banking services in 1 state across the USA.

Is The Golden 1 Credit Union Checking Account insured by the FDIC

The Golden 1 Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if The Golden 1 Credit Union Checking Account were to fall into financial difficulties.

What APY does The Golden 1 Credit Union offer?

The Golden 1 Credit Union Checking Account Rates and Terms
Rates Amount
APY 0.05%

The Golden 1 Credit Union Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.

What are the account minimums for The Golden 1 Credit Union Checking Account?

The Golden 1 Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.
The Golden 1 Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $1
APY Minimum Balance $1,000

What fees does The Golden 1 Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

The Golden 1 Credit Union Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $2
Check Copy Fee $3
Non-Sufficient Funds $29.50
Overdraft Item Fee $29.50
Returned Deposit Fee (International) $20
Outgoing Domestic Bank Transfer Fee $25
Outgoing International Bank Transfer Fee $40
Paper Statement Fee $5

What features and perks does The Golden 1 Credit Union Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - The Golden 1 Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Other Services by The Golden 1 Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
California
Availabile in all of California

Feature Breakdown

APY Minimum Balance $1,000
Minimum Initial Deposit $1
ATM Fee: In-Network $0
Overdraft Protection Fee (per transfer) $0
Early Account Closure $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
Monthly Fee $0 - $5
Paper Statement Fee $5
ATM Fee: Out-of-Network $2
NSF Fee $29.50
Overdraft Item Fee $29.50
Returned Deposit Fee (Domestic) $15
Stop Payment Fee $25
Check Copy $3
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Returned Deposit Fee (International) $20
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No Monthly Maintenance Fee
APY 0.05%

Reviews

 
 

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