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  Golden 1 Credit Union Premium Checking Account

Golden 1 Credit Union Premium Checking Account

in Checking Accounts from The Golden 1 Credit Union

Unaffiliated

Golden 1 Credit Union Premium Checking Account

Unaffiliated

in Checking Accounts from The Golden 1 Credit Union

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Highlights
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Community Rating

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In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee $0 - $8
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee $500
APY (Annual Percentage Yield) 0.05% - 0.2%

Golden 1 Credit Union Premium Checking Account Review

Golden 1 Credit Union Premium Checking Account is offered by The Golden 1 Credit Union, a credit union founded in 1990 and based in Sacramento, CA. Golden 1 Credit Union Premium Checking Account is available in 1 state across the USA.

Are checking accounts from The Golden 1 Credit Union federally insured?

Yes, your The Golden 1 Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Golden 1 Credit Union Premium Checking Account offer?

Golden 1 Credit Union Premium Checking Account offers an APY starting at 0.05% and ranging up to 0.2% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.

Golden 1 Credit Union Premium Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 0.2%

What are the account minimums for Golden 1 Credit Union Premium Checking Account?

Golden 1 Credit Union Premium Checking Account requires a minimum initial deposit of $100 to open an account.

Golden 1 Credit Union Premium Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $100
APY Minimum Balance $1,000
Minimum Combined Balance to Avoid Monthly Fee $5,000
Minimum Balance to Avoid Monthly Fee $500

What fees does Golden 1 Credit Union Premium Checking Account charge?

This account charges a monthly maintenance fee of up to $8.

Golden 1 Credit Union Premium Checking Account Fees
Description
Monthly Fee $0 - $8
Paper Statement Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2
NSF Fee $29.50
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $29.50
Early Account Closure $0
Returned Deposit Fee (Domestic) $15
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $25
Check Image Service N/A
Check Copy $3
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $20
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does Golden 1 Credit Union Premium Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Golden 1 Credit Union Premium Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Golden 1 Credit Union Premium Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Other Services by The Golden 1 Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

APY Minimum Balance $1,000
Minimum Combined Balance to Avoid Monthly Fee $5,000
Minimum Initial Deposit $100
Minimum Balance to Avoid Monthly Fee $500
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Check Copy $3
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $8
NSF Fee $29.50
Overdraft Item Fee $29.50
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $20
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $2
Bank Account Features
  • Bauer Financial A+/A Rating
  • Branch Access
  • Check Writing
  • Debit Card
  • Fraud Monitoring
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
APY (Annual Percentage Yield) 0.05% - 0.2%

Golden 1 Credit Union Premium Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

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No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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