The Golden 1 Credit Union Premium Checking Account
in Checking Accounts from The Golden 1 Credit Union
UnaffiliatedThe Golden 1 Credit Union Premium Checking Account
in Checking Accounts from The Golden 1 Credit Union
Would you recommend The Golden 1 Credit Union Premium Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $8 |
| Minimum Balance to Avoid Monthly Fee | $500 |
| ATM Fee: Out-of-Network | $2 |
| APY (Annual Percentage Yield) | 0.05% - 0.20% |
The Golden 1 Credit Union Premium Checking Account Review
The Golden 1 Credit Union Premium Checking Account is offered by The Golden 1 Credit Union, a credit union founded in 1990 and based in Sacramento, CA. The Golden 1 Credit Union Premium Checking Account is available in 1 state across the USA.
Are checking accounts from The Golden 1 Credit Union federally insured?
Yes, your The Golden 1 Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does The Golden 1 Credit Union Premium Checking Account offer?
The Golden 1 Credit Union Premium Checking Account offers an APY starting at 0.05% and ranging up to 0.20% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 0.20% |
What are the account minimums for The Golden 1 Credit Union Premium Checking Account?
The Golden 1 Credit Union Premium Checking Account requires a minimum initial deposit of $100 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $100 |
| APY Minimum Balance | $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Balance to Avoid Monthly Fee | $500 |
What fees does The Golden 1 Credit Union Premium Checking Account charge?
This account charges a monthly maintenance fee of up to $8.
| Description | |
|---|---|
| Monthly Fee | $0 - $8 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $2 |
| NSF Fee | $29.50 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $29.50 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $15 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $25 |
| Check Image Service | N/A |
| Check Copy | $3 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Outgoing) | $40 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $20 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does The Golden 1 Credit Union Premium Checking Account offer?
This account includes the following features:
- Fraud monitoring - The Golden 1 Credit Union Premium Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - The Golden 1 Credit Union Premium Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
8945 Cal Center Dr
Sacramento, CA 95826 - (916) 732-2900
- Visit Site
Other Services by The Golden 1 Credit Union
Availability
Feature Breakdown
| APY Minimum Balance | $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Initial Deposit | $100 |
| Minimum Balance to Avoid Monthly Fee | $500 |
The Golden 1 Credit Union Premium Checking Account Community Reviews
Would you recommend The Golden 1 Credit Union Premium Checking Account to your friends?
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