The Golden 1 Credit Union Checking Account
in Checking Accounts from The Golden 1 Credit Union
UnaffiliatedThe Golden 1 Credit Union Checking Account
in Checking Accounts from The Golden 1 Credit Union
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| Community Rating | Mostly recommended |
| Monthly Fee | $0 - $5 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $2 |
| APY | 0.05% |
Overview
Where is The Golden 1 Credit Union Checking Account available?
The Golden 1 Credit Union is a credit union based in Sacramento, CA. It was founded in 1990 and offers banking services in 1 state across the USA.
Is The Golden 1 Credit Union Checking Account insured by the FDIC
The Golden 1 Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if The Golden 1 Credit Union Checking Account were to fall into financial difficulties.What APY does The Golden 1 Credit Union offer?
| Rates | Amount |
|---|---|
| APY | 0.05% |
The Golden 1 Credit Union Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.
What are the account minimums for The Golden 1 Credit Union Checking Account?
The Golden 1 Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1 |
| APY Minimum Balance | $1,000 |
What fees does The Golden 1 Credit Union Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Fees | Amount |
|---|---|
| ATM Out-Of-Network Fee | $2 |
| Check Copy Fee | $3 |
| Non-Sufficient Funds | $29.50 |
| Overdraft Item Fee | $29.50 |
| Returned Deposit Fee (International) | $20 |
| Outgoing Domestic Bank Transfer Fee | $25 |
| Outgoing International Bank Transfer Fee | $40 |
| Paper Statement Fee | $5 |
What features and perks does The Golden 1 Credit Union Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - The Golden 1 Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact
- Headquarters
-
8945 Cal Center Dr
Sacramento, CA 95826 USA - (916) 732-2900
- Visit Site
Other Services by The Golden 1 Credit Union
Availability
Available in 1 state
California
Availabile in all of California
Feature Breakdown
| APY Minimum Balance | $1,000 |
| Minimum Initial Deposit | $1 |
Reviews
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