Overview

Where does The Golden 1 Credit Union Checking Account do business?

The Golden 1 Credit Union Checking Account is a credit union based in Sacramento, CA. It was founded in 1990 and offers checking accounts services in 1 state across the USA.

The Golden 1 Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if The Golden 1 Credit Union Checking Account were to fall into financial difficulties.

What APY does The Golden 1 Credit Union offer?

The Golden 1 Credit Union Checking Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.05% - 0.05%

The Golden 1 Credit Union Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.

What are the account minimums for The Golden 1 Credit Union Checking Account?

The Golden 1 Credit Union Checking Account does not have a minimum initial deposit to open an account.

The Golden 1 Credit Union Checking Account Account Minimums

Description	Amount
Minimum Initial Deposit	$1
APY Minimum Balance	$1,000

What features and perks does The Golden 1 Credit Union Checking Account offer?

This account includes the following features:

• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - The Golden 1 Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does The Golden 1 Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

The Golden 1 Credit Union Checking Account Fees

Fees	Amount
ATM Out-Of-Network Fee	$2
Check Copy Fee	$3
Non-Sufficient Funds	$29.50
Overdraft Item Fee	$29.50
Returned Deposit Fee (International)	$20
Outgoing Domestic Bank Transfer Fee	$25
Outgoing International Bank Transfer Fee	$40
Paper Statement Fee	$5

What features and perks does The Golden 1 Credit Union Checking Account offer?

This account includes the following features:

• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - The Golden 1 Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.