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The Huntington National Bank Checking Account

in Checking Accounts

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The Huntington National Bank Checking Account

Unaffiliated

in Checking Accounts

SuperMoney Net Recommendation Score -83% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
1 user is unsure
5 users don't recommend
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Overview

Huntington National Bank was founded in 1866, in Columbus Ohio. As of 2015, it has $70 million in assets, 11,500 employees, and 781 branches in seven states. It is the 33rd largest bank in the United States and has $55.2 billion in deposits. Bauer Financial gives it a four-star rating and it has an A rating with the BBB.

What Are Huntington National Bank’s Checking And Savings Accounts Like?

Checking Accounts
Huntington has three primary accounts: Huntington 25 checking, Huntington 5 checking, and Asterisk-Free Checking.

Huntington 25 Checking offers unlimited non-Huntington ATM withdrawals, free checks, and the highest interest rate: 0.25% for all balance tiers. There is a $25 monthly maintenance fee that you can avoid if you maintain a balance of $25,000.

Huntington 5 Checking is an interest-earning account (0.15% APY) that includes five non-Huntington ATM withdrawal rebates. It has a $5 monthly maintenance fee that is waived if you maintain a $5,000 balance.

Asterisk-Free Checking is a basic account with no monthly fee and no minimum balances. There is $3 fee on non-Huntington ATM transactions and a $37.50 overdraft and return fee.

Savings Accounts
Huntington has three savings accounts: Huntington Relationship Money Market Account, Huntington Relationship Savings, and Huntington Premier Savings.
Huntington Relationship Money Market Account offers the highest interest rate, up to 0.60%. It also includes a 24-hour grace overdraft fee relief and free overdraft protection. It has a $25 monthly fee you can avoid if you maintain a $25,000 balance.

Huntington Relationship Savings also offers free checking overdraft, 24-hour grace overdraft fee relief, and pays interest rates ranging from 0.05% to 0.25% APY. The account has a $10 monthly fee you can avoid with a minimum daily balance of $2,500.

Huntington Premier Savings offers a 0.02% APY, free checking overdraft and is FDIC insured. There is a $4 monthly fee you can avoid by keeping a daily balance of $300 or by linking the account to Huntington Asterisk-Free Checking account.

What Are The Advantages and Disadvantages Of Huntington National Bank’s Checking And Savings Accounts

What we love about Huntington National Bank:
- Free checking overdraft on savings accounts
- Transparent fee schedule
- Easy to avoid monthly maintenance fees
- Extensive ATM network

What we don’t like about Huntington National Bank:
- Monthly fees
- Minimum balance to avoid fees
- Low-interest rates
- Only high-balance accounts receive free non-Huntington ATM access and other prime features

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 9 states
  • Florida
  • Illinois
  • Indiana
  • Kentucky
  • Michigan
  • Ohio
  • Pennsylvania
  • West Virginia
  • Wisconsin

Feature Breakdown

Paper Statement Fee
$0
ATM Fee: In-Network
$0
Overdraft Protection Fee (per transfer)
$0
Debit Card Replacement Fee
$0
Online Bill Pay Fee
$0
Monthly Fee
$0 - $25
ATM Fee: Out-of-Network
$3
NSF Fee
$37.50
Overdraft Item Fee
$37.50
Early Account Closure
$25
Returned Deposit Fee (Domestic)
$10
Stop Payment Fee
$31
Check Image Service
$2
Foreign Transaction Fee (Debit Card)
3%
Wire Transfer Fee - Domestic (Outgoing)
$25
Wire Transfer Fee - International (Outgoing)
$75
Wire Transfer Fee - International (Incoming)
$15
Returned Deposit Fee (International)
$10
Wire Transfer Fee - Domestic (Incoming)
$15
Bank Account Features
  • ATM Reimbursement
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
  • No Monthly Maintenance Fee
APY
0.1% - 0.25%
0% 5%

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