Last Updated: 01/21/2026
UFirst Credit Union Rewards Checking Account
Unaffiliated
from UFirst Credit Union
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Rewards
N/A
APY (Annual Percentage Yield)
0.00%(Verified 06/21/2024)
Monthly Maintenance Fee
$0(Verified 01/21/2026)
UFirst Credit Union Rewards Checking Account Review
The UFirst Credit Union Rewards Checking Account is offered by UFirst Credit Union, a credit union founded in 1956 and based in Holladay, UT. UFirst Credit Union Rewards Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- You can earn rewards just for utilizing your checking account. Here are a few ways you can earn 1,000 points every month: 250 points per item listed - Aggregate Direct Deposit of $1,000 or more per - month - Use your card at least 25 times per month** - Access online banking 1 time per month - Complete UFirst loan payments on time
- 0% APY. As with most checking accounts, UFirst Credit Union Rewards Checking Account does not pay interest.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. UFirst Credit Union Rewards Checking Account does not charge fees on ATM transactions within its network but there is a fee of $2.00 for out-of-network ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in UFirst Credit Union mobile or online banking.
UFirst Credit Union Rewards Checking Account Pros & Cons
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UFirst Credit Union Rewards Checking Account FAQ
Are checking accounts from UFirst Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does UFirst Credit Union Rewards Checking Account offer?
UFirst Credit Union Rewards Checking Account is not an interest-bearing account.
What are the account minimums for UFirst Credit Union Rewards Checking Account?
UFirst Credit Union Rewards Checking Account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does UFirst Credit Union Rewards Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $15.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $15.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $35.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does UFirst Credit Union Rewards Checking Account charge overdraft fees?
Yes, UFirst Credit Union Rewards Checking Account charges a $25.00 fee for every overdraft.What features and perks does UFirst Credit Union Rewards Checking Account offer?
This account includes the following features:
- You can earn rewards just for utilizing your checking account. Here are a few ways you can earn 1,000 points every month: 250 points per item listed - Aggregate Direct Deposit of $1,000 or more per - month - Use your card at least 25 times per month** - Access online banking 1 time per month - Complete UFirst loan payments on time
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - UFirst Credit Union Rewards Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks* in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
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Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.10% - 0.50%
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Monthly Service Fee
$0
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