
Unifimoney High Yield Checking
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Cashback Rewards | N/A |
APY (Annual Percentage Yield) |
0.2% (Verified 07/12/2022) |
Monthly Fee | Up to $10 |
Minimum Balance to Avoid Monthly Fee | Starting at $20,000 |
Unifimoney High Yield Checking Review
Unifimoney High Yield Checking is offered by Unifimoney, a nonbank financial services provider founded in 2019 and based in San Francisco, CA. Unifimoney High Yield Checking are available in 50 states (and Washington, DC).
Key Takeaways
- Higher than average APY. Unifimoney High Yield Checking has an annual percentage yield of up to 0.2%, which is higher than the national average interest rate on savings accounts.
- Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $20,000 or have a monthly direct deposit of $2,000.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. Unifimoney High Yield Checking does not charge fees on ATM transactions within its network but there is a fee of up to $0.75 for out-of-network ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Unifimoney.
Unifimoney High Yield Checking Pros & Cons
Pros | Cons |
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Unifimoney High Yield Checking FAQ
Are checking accounts from Unifimoney federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #8273). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Unifimoney High Yield Checking offer?
Description | |
---|---|
APY (Annual Percentage Yield) | 0.2% |
Unifimoney High Yield Checking offers an APY of 0.2% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Unifimoney High Yield Checking?
Unifimoney High Yield Checking requires a minimum initial deposit of $100 to open an account.
Description | |
---|---|
Minimum Opening Deposit | $100 |
Minimum Balance to Avoid Monthly Fee | Starting at $20,000 |
Minimum Direct Deposit to Avoid Monthly Fee | Starting at $2,000 |
What fees does Unifimoney High Yield Checking charge?
This account charges a monthly service fee of up to $10.
Description | |
---|---|
Monthly Fee | Up to $10 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | Starting at $0.75 |
Online Bill Pay Fee | $0 |
What features and perks does Unifimoney High Yield Checking offer?
This account includes the following features:
- Fraud monitoring - Unifimoney High Yield Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Unifimoney High Yield Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Unifimoney High Yield Checking?
The customer support email for Unifimoney High Yield Checking is info@unifi.money.
Message From Unifimoney High Yield Checking
Contact
- Headquarters
- San Francisco, CA
- Visit Site
- Email Support
About Unifimoney High Yield Checking
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Minimum Opening Deposit | $100 |
Minimum Balance to Avoid Monthly Fee | Starting at $20,000 |
Minimum Direct Deposit to Avoid Monthly Fee | Starting at $2,000 |
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