Last Updated: 01/21/2026
Wolf Point FCU Prestige Share Draft Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.50%(Verified 06/21/2024)
Monthly Service Fee
$4(Verified 01/21/2026)
Wolf Point FCU Prestige Share Draft Account Review
The Wolf Point FCU Prestige Share Draft Account is offered by Wolf Point Federal Credit Union, a credit union founded in 1963 and based in Wolf Point, MT. Wolf Point FCU Prestige Share Draft Account is available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Wolf Point FCU Prestige Share Draft Account has an annual percentage yield of up to 0.50%, which is higher than the national average interest rate on savings accounts.
- Waivable monthly maintenance fee. You need to keep a minimum average daily balance of $750, to avoid monthly service charge
- $100.00 minimum opening deposit. This is a typical minimum initial deposit.
Wolf Point FCU Prestige Share Draft Account Pros & Cons
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Wolf Point FCU Prestige Share Draft Account FAQ
Are checking accounts from Wolf Point Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Wolf Point FCU Prestige Share Draft Account offer?
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| APY (Annual Percentage Yield) | 0.50% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Wolf Point FCU Prestige Share Draft Account offers an APY of 0.50% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Wolf Point FCU Prestige Share Draft Account?
Wolf Point FCU Prestige Share Draft Account requires a minimum initial deposit of $100.00.
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| Minimum Average Balance to Avoid Monthly Service Fee | $750.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $100.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Wolf Point FCU Prestige Share Draft Account charge?
This account charges a monthly maintenance fee each statement cycle of $4.00.
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| Monthly Service Fee | $4.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | $3.00 - $4.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $32.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $32.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $35.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $35.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Copy | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $20.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $40.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposited Check | $35.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Wolf Point FCU Prestige Share Draft Account charge overdraft fees?
Yes, Wolf Point FCU Prestige Share Draft Account charges a $32.00 fee for every overdraft.What features and perks does Wolf Point FCU Prestige Share Draft Account offer?
This account includes the following features:
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed