3 more

Last Updated: 01/21/2026

Yotta Debit Card

from Yotta Technologies Inc.

Last Updated: 01/21/2026

Mostly recommended5 total votes

3 users recommend

2 users don't recommend

Community Recommended Products

View All

Strongly recommended105 Reviews

Learn More

Strongly recommended148 Reviews

Learn More

Strongly recommended42 Reviews

Learn More

Compare All Checking Accounts

Filter & compare all your options in one place.

View All Products

Highlights

Community Rating

Mostly recommended

Welcome Offer

N/A

Rewards

N/A

APY (Annual Percentage Yield)

2.7%(Verified 06/21/2024)

Monthly Maintenance Fee

$0(Verified 01/21/2026)

Number of Reviews

Yotta Debit Card Review

The Yotta Debit Card is offered by Yotta Technologies Inc., a bank founded in 2021 and based in , . Yotta Debit Card is available in 50 states and Washington, DC.

Key Takeaways

Up to 2.7% annual percentage yield (APY). This account offers an annual percentage yield of up to 2.7%, which is much higher than the average for the checking accounts that we track
No monthly maintenance fees. This account does not charge any monthly account fees.
No minimum initial deposit. There is no minimum balance required to open an account online.
No ATM fees. Yotta Debit Card does not charge fees on ATM transactions .

Yotta Debit Card Pros & Cons

Pros

Cons

Yotta is a mobile app and full-featured bank account where, for every $25 a user has saved in their FDIC-insured Yotta account they receive a recurring nightly ticket into prize sweepstakes with prizes ranging from 2 cents to $1 million every night.
The only debit card that could literally make someone a millionaire including oods up to 1 in 100 Yotta will cover your entire purchase.
Available in 50 states and Washington, DC.
High yield APY .
Debit card

No signup bonus.
Online-only account with no access to physical branches.
Does not provide access to a nationwide ATM network.
Not FDIC-insured.

Yotta Debit Card FAQ

Are checking accounts from Yotta Technologies Inc. federally insured?

No, your Yotta Technologies Inc. checking accounts are not insured by a federal insurance agency. This means that if Yotta Technologies Inc. were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What APY does Yotta Debit Card offer?

Yotta Debit Card Rates & Terms

Description

APY (Annual Percentage Yield)

2.7%

Yotta Debit Card offers an APY of 2.7% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What are the account minimums for Yotta Debit Card?

Yotta Debit Card does not require a minimum initial deposit.

Yotta Debit Card Minimums

Description

Minimum Opening Deposit

What fees does Yotta Debit Card charge?

The good news is that this account does not have a monthly Service Charge.

Yotta Debit Card Fees

Description

Monthly Maintenance Fee

ATM Fee: In-Network

Starting at $0

What features and perks does Yotta Debit Card offer?

This account includes the following features:

Fraud monitoring - Yotta Debit Card monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Mobile Banking Services - Yotta Debit Card allows you to manage your money online or with a mobile app. This includes depositing checks^* in your account with a mobile app on your smartphone.

What is the customer support email for Yotta Debit Card?

The customer support email for Yotta Debit Card is support@withyotta.com.

How do people rate the customer service and user experience of Yotta Debit Card?

Overall, Yotta Debit Card is mostly recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Visit Site

Email Support

Hours of Operation

SundayAll DayMondayAll DayTuesdayAll DayWednesdayAll DayThursdayAll DayFridayAll DaySaturdayAll Day

Other Services by Yotta Technologies Inc.

Community Recommended Products

View All

Strongly recommended105 Reviews

Learn More

Strongly recommended148 Reviews

Learn More

Strongly recommended42 Reviews

Learn More

SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +20, or 3.4 on a 5-point rating scale.

+20

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Yotta Debit Card Community Reviews

Would you recommend Yotta Debit Card to your friends?

Seth T.

Mar 30, 2024

May or may not recommend

For over a month I have been trying to get them to correct an erroneous late payment the company they contract with (Synapse) reported to Experian, lowering my credit score by 78 points in one day, while I am in the process of trying to get a mortgage. Despite my statement showing 6 payments in January 2024, all more than the minimum payment, they reported $41 as late tanking my ...Show More

Brian H.

Jun 23, 2023

May or may not recommend

I was declined for debit card. I have a credit score over 800. No criminal convictions. I am 60 years old!!! They won’t even give reason!!!!

Paul Z.

Feb 4, 2023

May or may not recommend

I would highly recommend using a Yatta debit card due to its many unique features and the easy-to-use app. One of my favorite features would be the lucky swipes. The Lucky Swipes gives you a chance to get your next purchase free when purchasing with your Yotta Card. Making an account with Yotta was extremely easy. You are even able to link this card to your mobile wallet. Finally, ...Show More

Lily M.

Jan 25, 2023

May or may not recommend

Yota is a great way to manage personal finance. The Yota Debit Card helps to manage my finances with an easy to use app with monthly timely reminders to pay on time or set up a monthly direct payment from my bank. I have a useful credit limit. Yota gave me a chance and with managing my account well they've been a huge help and trust me with increased limits. ...Show More

Connor K.

Jan 25, 2023

May or may not recommend

I have been using Yotta Debit Card & Checking Accounts for the past six months and overall, I have been satisfied with the service. The Yotta debit card is linked to my checking account, which makes it easy to make purchases and withdraw cash. The card is accepted at most places and I haven't had any issues with it being declined. The Yotta checking account also has no monthly fees, which ...Show More

Showing 5 of 5 reviews