Out of Business

CircleBack Lending Inc. (Company)

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Out of Business

CircleBack Lending Inc. (Company)

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CircleBack Lending Inc. Review

CircleBack Lending Inc. was founded in 2012 and is based in Boca Raton, FL.

Learn more about CircleBack Lending Inc. and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with CircleBack Lending Inc..

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Message From Our Editor

What We Love About CircleBack Lending

CircleBack Lending is an online marketplace that’s meant to connect lenders with prime and super-prime borrowers. The company has a sliding interest rate scale that will be used to determine whether the borrower is super-prime or considered high-risk, but still able to qualify for a loan through them.

The company offers a range of loan terms from which you can choose. Other than the origination fee, they do not charge any other fees for processing the loan. There are penalty fees for late-payments and failed payments, of course.

Another nice benefit of CircleBack Lending is the fact that the application process is fast and easy. The fixed rates and transparent fees make it a winner.

What CircleBack Lending Could Do Better

While there are many benefits to choosing CircleBack Lending, it’s important to realize that it’s not for all borrowers. This is a platform that is only for prime and super-prime borrowers, as mentioned. This means that if you don’t have good credit, you shouldn’t bother applying. Even if you can get a loan with your current credit score, you won’t be getting the best rates unless you have a good credit score.

CircleBack Lending’s Backstory

CircleBack Lending was founded in 2012 by Michael Solomon and Todd Walters. The company is based out of Boca Raton, Florida, and has been connecting lenders and borrowers since. Their goal has to been to make it faster and simpler to apply for loans for borrowers who have good or better credit, and they’ve proven to be a success.

The Verdict

There are many other lenders available, so what makes CircleBack Lending a good option to consider when comparing them? You’ll find that the rates that are offered tend to be comparable to other lenders, and the lending process is similar, as well. The credit score minimum is higher than many of the other lenders, which means that not everyone will qualify for CircleBack Lending. If you have good credit and you need a loan, then this lender could be the right choice. As always, compare your options first.


  • Headquarters
  •   777 Yamato Rd | Ste 400
    Boca Raton, FL 33431 USA
  • (855) 592-9767

Hours of Operation

  • Sunday Closed
  • Monday Closed
  • Tuesday Closed
  • Wednesday Closed
  • Thursday Closed
  • Friday Closed
  • Saturday Closed

CircleBack Lending Inc. Community Reviews


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Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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