Out of Business
CircleBack Lending Personal Loans
in Personal Loans from CircleBack Lending Inc.
Would you recommend CircleBack Lending Personal Loans to your friends?
| Community Rating | Mostly recommended |
| Loan Amount | $3,000 - $35,000 |
| APR (Fixed APR) | 6.63% - 35.82% |
| Loan Term | 36 - 60 months |
| Number of Reviews | 278 |
CircleBack Lending Personal Loans Review
CircleBack Lending Personal Loans is offered by CircleBack Lending Inc., a direct lender founded in 2012 and based in Boca Raton, FL. CircleBack Lending Personal Loans is available in 27 states (and Washington, DC).
Key takeaways
- Hard credit pull required. You can't check your rates or see if you prequalify for CircleBack Lending Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your CircleBack Lending Personal Loans early.
CircleBack Lending Personal Loans Pros and Cons:
| Pros | Cons |
|---|---|
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What rates and terms does CircleBack Lending Personal Loans offer?
CircleBack Lending Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does CircleBack Lending Personal Loans offer?
CircleBack Lending Personal Loans offers a fixed APR personal loan product that ranges from 6.63% APR up to 35.82% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via CircleBack Lending Personal Loans?
Loan amounts start at $3,000 and go up to $35,000.
What can a personal loan from CircleBack Lending Personal Loans be used for?
Personal loans from CircleBack Lending Personal Loans are typically used for special purchases or similar purposes.
What is the maximum loan term you can get with CircleBack Lending Personal Loans?
CircleBack Lending Personal Loans offers personal loans with terms ranging from 36 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $3000 - $35000 |
| Loan Term | 36 - 60 months |
| APR | 6.63% - 35.82% |
What fees does CircleBack Lending Personal Loans charge?
Does CircleBack Lending Personal Loans charge an origination fee?
CircleBack Lending Personal Loans may charge a loan origination fee.
Does CircleBack Lending Personal Loans charge a late fee?
Yes, CircleBack Lending Personal Loans may charge borrowers a late payment fee.
Does CircleBack Lending Personal Loans charge prepayment fees?
Yes, CircleBack Lending Personal Loans may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
| Origination Fee | N/A |
| Prepayment Fee? | Yes |
| Late Payment Fee | N/A |
What do you need to qualify for CircleBack Lending Personal Loans?
CircleBack Lending Personal Loans does not require or does not disclose a credit score minimum.CircleBack Lending Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via CircleBack Lending Personal Loans. Their rates fall within the limits of The Military Lending Act.
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Contact
- Headquarters
-
777 Yamato Rd | Ste 400
Boca Raton, FL 33431 USA - (855) 592-9767
About CircleBack Lending Personal Loans
Availability
- Alabama
- Alaska
- California
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Indiana
- Kansas
- Kentucky
- Michigan
- Missouri
- Montana
- New Hampshire
- New Jersey
- New Mexico
- New York
- Ohio
- Oklahoma
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Virginia
- Washington
- Wisconsin
Feature Breakdown
| Joint Loan Applications Accepted | Individual Applications |
| Military Status |
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CircleBack Lending Personal Loans Community Reviews
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