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  CircleBack Lending Personal Loans

Out of Business

CircleBack Lending Personal Loans

in Personal Loans from CircleBack Lending Inc.

Out of Business

CircleBack Lending Personal Loans

in Personal Loans from CircleBack Lending Inc.

SuperMoney Net Recommendation Score +49

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +49, equating to 4 on a 5 point rating scale.

+49

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly recommended

190 users recommend
33 users are unsure
55 users don't recommend
Browse Reviews: 190 Recommendations | 55 Complaints
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Highlights
Community Rating Mostly recommended
APR  (Fixed APR) 6.63% - 35.82%
Loan Amount $3,000 - $35,000
Loan Term (Months) 36 - 60 months
Number of Reviews 278

CircleBack Lending Personal Loans Review

CircleBack Lending Personal Loans is no longer available to new customers on SuperMoney.

Click here to compare Personal Loans and quickly find the best options for your needs.

CircleBack Lending Personal Loans is offered by CircleBack Lending Inc., a direct lender founded in 2012 and based in Boca Raton, FL. CircleBack Lending Personal Loans is available in 27 states (and Washington, DC).

Key Takeaways
  • APRs starting at 6.63%. Personal loan interest rates typically range between 5% and 36%. The starting rates for CircleBack Lending Personal Loans are on the lower end of the spectrum.
  • Hard credit pull required. You can't check your rates or see if you prequalify for CircleBack Lending Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your CircleBack Lending Personal Loans early.
CircleBack Lending Personal Loans Pros & Cons
Pros Cons
  • Low APRs available to qualified borrowers.
  • APRs as high as 35.82%.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • CircleBack Lending Personal Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee.
CircleBack Lending Personal Loans FAQ

What rates and terms does CircleBack Lending Personal Loans offer?

CircleBack Lending Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.

What APR rate does CircleBack Lending Personal Loans offer?

CircleBack Lending Personal Loans offers a fixed APR personal loan product that ranges from 6.63% APR up to 35.82% APR.

How much can you borrow via CircleBack Lending Personal Loans?

Loan amounts start at $3,000 and go up to $35,000

What is the maximum loan term you can get with CircleBack Lending Personal Loans?

CircleBack Lending Personal Loans offers personal loans with terms ranging from 36 to 60 months.

CircleBack Lending Personal Loans Rates & Terms
Loan Amount $3000 - $35000
Loan Term 36 - 60 months
APR 6.63% - 35.82%

What fees does CircleBack Lending Personal Loans charge?

Does CircleBack Lending Personal Loans charge an origination fee?

CircleBack Lending Personal Loans may charge a loan origination fee.

Does CircleBack Lending Personal Loans charge a late fee?

Yes, CircleBack Lending Personal Loans may charge borrowers a late payment fee.

Does CircleBack Lending Personal Loans charge prepayment fees?

Yes, CircleBack Lending Personal Loans may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

CircleBack Lending Personal Loans Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for CircleBack Lending Personal Loans?

CircleBack Lending Personal Loans does not require or does not disclose a credit score minimum.

CircleBack Lending Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via CircleBack Lending Personal Loans. Their rates fall within the limits of The Military Lending Act.

CircleBack Lending Personal Loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
    		•
    Credit Score N/A
    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    • Headquarters
    •   777 Yamato Rd | Ste 400
      Boca Raton, FL 33431 USA
    • (855) 592-9767

    Hours of Operation

    • Sunday Closed
    • Monday Closed
    • Tuesday Closed
    • Wednesday Closed
    • Thursday Closed
    • Friday Closed
    • Saturday Closed

    About CircleBack Lending Personal Loans

    View CircleBack Lending Inc. Profile

    Availability

      Available in 27 states and Washington, D.C.
    • Alabama
    • Alaska
    • California
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Indiana
    • Kansas
    • Kentucky
    • Michigan
    • Missouri
    • Montana
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • Ohio
    • Oklahoma
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Virginia
    • Washington
    • Wisconsin

    Feature Breakdown

    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Active Duty Military
    • Non-Military
    Loan Amount $3,000 - $35,000
    APR (Fixed APR) 6.63% - 35.82%
    Loan Term 36 - 60 months

    CircleBack Lending Personal Loans Community Reviews

     

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    SUPERMONEY NET RECOMMENDATION SCORE

    This product is mostly recommended by SuperMoney users with a score of +49, equating to 4 on a 5 point rating scale.

    +49

    Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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