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  CircleBack Lending Personal Loans

Out of Business

CircleBack Lending Personal Loans

in Personal Loans from CircleBack Lending Inc.

Out of Business

CircleBack Lending Personal Loans

in Personal Loans from CircleBack Lending Inc.

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Mostly recommended

190 users recommend
33 users are unsure
56 users don't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Loan Amount $3,000 - $35,000
APR  (Fixed APR) 6.63% - 35.82%
Loan Term 36 - 60 months
Number of Reviews 279

CircleBack Lending Personal Loans Review

CircleBack Lending Personal Loans is a personal loan offering by CircleBack Lending Inc., a direct lender based in Boca Raton, FL. Founded in 2012, CircleBack Lending Inc. offers access to personal loans in 27 states (and Washington, DC).

What rates and terms does CircleBack Lending Personal Loans offer?

What personal loan APRs does CircleBack Lending Personal Loans offer?

CircleBack Lending Personal Loans offers a fixed APR personal loan product that ranges from 6.63% APR up to 35.82% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via CircleBack Lending Personal Loans?

Loan amounts start at $3,000 and go up to $35,000.

What can a personal loan from CircleBack Lending Personal Loans be used for?

Personal loans from CircleBack Lending Personal Loans are typically used for special purchases or similar purposes.

What is the maximum loan term you can get with CircleBack Lending Personal Loans?

CircleBack Lending Personal Loans offers personal loans with terms ranging from 36 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

CircleBack Lending Personal Loans Rates & Terms
Loan Amount $3000 - $35000
Loan Term 36 - 60 months
APR 6.63% - 35.82%

What fees does CircleBack Lending Personal Loans charge?

Does CircleBack Lending Personal Loans charge an origination fee?

CircleBack Lending Personal Loans charges a loan origination fee.

Does CircleBack Lending Personal Loans charge a late fee?

Yes, CircleBack Lending Personal Loans may charge borrowers a late payment fee

Does CircleBack Lending Personal Loans charge prepayment fees?

Yes, CircleBack Lending Personal Loans charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

CircleBack Lending Personal Loans Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for a loan with CircleBack Lending Personal Loans?

CircleBack Lending Personal Loans doesn’t disclose its credit score minimum.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via CircleBack Lending Personal Loans. Their rates fall within the limits of The Military Lending Act.


CircleBack Lending Personal Loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Joint Applications Accepted? Yes
Credit Score N/A
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Contact

  • Headquarters
  •   777 Yamato Rd | Ste 400
    Boca Raton, FL 33431 USA
  • (855) 592-9767

About CircleBack Lending Personal Loans

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 27 states and Washington, D.C.
  • Alabama
  • Alaska
  • California
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Indiana
  • Kansas
  • Kentucky
  • Michigan
  • Missouri
  • Montana
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • Ohio
  • Oklahoma
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Virginia
  • Washington
  • Wisconsin

Feature Breakdown

Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Individual Applications
Loan Amount $3K - $35K
Loan Term 36 - 60 months
APR (Fixed APR) 6.63% - 35.82%

CircleBack Lending Personal Loans Community Reviews

 
 

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