SuperMoney
Explore
Compare Rates

Get Competing Personal Loan Offers

Compare real offers from multiple lenders.

Get Personalized Rates
x I’m not looking for offers right now
Advertiser Disclosure
  CircleBack Lending Personal Loans

Out of Business

CircleBack Lending Personal Loans

in Personal Loans from CircleBack Lending Inc.

Out of Business

CircleBack Lending Personal Loans

in Personal Loans from CircleBack Lending Inc.

SuperMoney Net Recommendation Score +49

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +49, equating to 4 on a 5 point rating scale.

+49

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly recommended

190 users recommend
33 users are unsure
55 users don't recommend
Browse Reviews: 190 Recommendations | 55 Complaints
Cast your vote

Would you recommend CircleBack Lending Personal Loans to your friends?

Thanks for your vote!

You voted: May or may not recommend

Change my vote
Highlights
Community Rating Mostly recommended
APR  (Fixed APR) 6.63% - 35.82%
Loan Amount $3,000 - $35,000
Loan Term (Months) 36 - 60 months
Number of Reviews 278

CircleBack Lending Personal Loans Review

CircleBack Lending Personal Loans is no longer available to new customers on SuperMoney.

Click here to compare Personal Loans and quickly find the best options for your needs.

CircleBack Lending Personal Loans is offered by CircleBack Lending Inc., a direct lender founded in 2012 and based in Boca Raton, FL. CircleBack Lending Personal Loans is available in 27 states (and Washington, DC).

Key Takeaways
  • APRs starting at 6.63%. Personal loan interest rates typically range between 5% and 36%. The starting rates for CircleBack Lending Personal Loans are on the lower end of the spectrum.
  • Hard credit pull required. You can't check your rates or see if you prequalify for CircleBack Lending Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your CircleBack Lending Personal Loans early.
CircleBack Lending personal loan Pros & Cons
Pros Cons
  • Low APRs available to qualified borrowers.
  • APRs as high as 35.82%.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • CircleBack Lending Personal Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee.
CircleBack Lending personal loan FAQ

What interest rates and personal loan terms does CircleBack Lending personal loan offer?

CircleBack Lending personal loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does CircleBack Lending personal loan offer?

CircleBack Lending personal loan offers a fixed APR personal loan product that ranges from 6.63% APR up to 35.82% APR.

How much can you borrow via CircleBack Lending personal loan?

Business loan amounts start at $3,000 and go up to $35,000.

What is the maximum loan term you can get with CircleBack Lending personal loan?

CircleBack Lending personal loan offers loans with terms of up to 60 months.

CircleBack Lending personal loan Interest Rates & Loan Terms
Personal Loan Amount $3000 - $35000
Loan Term 36 - 60 months
APR 6.63% - 35.82%

What fees does CircleBack Lending personal loan charge?

Does CircleBack Lending personal loan charge an origination fee?

CircleBack Lending personal loan may charge a personal loan origination fee.

Does CircleBack Lending personal loan charge a late fee?

Yes, CircleBack Lending personal loan may charge borrowers a late payment fee if you miss one of the monthly payments.

Does CircleBack Lending personal loan charge prepayment fees?

Yes, CircleBack Lending personal loan may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a personal loan early.

CircleBack Lending personal loan Fees
Origination Fee No
Prepayment Fee Yes
Late Payment Fee No

What do you need to qualify for CircleBack Lending Personal Loans?

CircleBack Lending Personal Loans does not require or does not disclose a credit score minimum.

CircleBack Lending Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via CircleBack Lending Personal Loans. Their rates fall within the limits of The Military Lending Act.

CircleBack Lending personal loan Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
    		•
    Credit Score N/A
    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Hours of Operation

    • Sunday Closed
    • Monday Closed
    • Tuesday Closed
    • Wednesday Closed
    • Thursday Closed
    • Friday Closed
    • Saturday Closed

    About CircleBack Lending Personal Loans

    View CircleBack Lending Inc. Profile

    Availability

      Available in 27 states and Washington, D.C.
    • Alabama
    • Alaska
    • California
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Indiana
    • Kansas
    • Kentucky
    • Michigan
    • Missouri
    • Montana
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • Ohio
    • Oklahoma
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Virginia
    • Washington
    • Wisconsin

    Feature Breakdown

    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Active Duty Military
    • Non-Military
    Loan Amount $3,000 - $35,000
    APR (Fixed APR) 6.63% - 35.82%
    Loan Term 36 - 60 months

    CircleBack Lending Personal Loans Community Reviews

     

    Would you recommend CircleBack Lending Personal Loans to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    (will require moderator approval)

    SUPERMONEY NET RECOMMENDATION SCORE

    This product is mostly recommended by SuperMoney users with a score of +49, equating to 4 on a 5 point rating scale.

    +49

    Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

    sorted by

    Other Personal Loans

    Strongly recommended

    23 Reviews

    Mostly recommended

    20 Reviews

    Strongly recommended

    701 Reviews

    View All
    Browse Personal Loan Lenders
    SuperMoney
    Goals
    Partner with us
    SuperMoney
    Goals
    Partner with us
    Go to homepage

    NMLS Consumer Access ID #1520999

    Copyright 2021 SuperMoney, LLC. All rights reserved.

    SuperMoney Advertiser Disclosure

    *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

    This content is not provided by any financial institution. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution.

    SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

    We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

    † To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.