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Last Updated: 04/18/2025

Improve My Credit USA Credit Repair

from Improve My Credit USA

Last Updated: 04/18/2025
Improve My Credit USA Credit Repair logo
Mostly recommended6 total votes
3 users recommend
3 users don't recommend

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Highlights

Community Rating

Mostly recommended

Monthly Maintenance Fee

$99(Verified 06/21/2024)
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Initial Processing Fee

N/A

Credit Bureau Reports

  • Experian
  • Equifax
  • TransUnion

Number of Reviews

6

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Improve My Credit USA Credit Repair Review

Improve My Credit USA is a credit repair firm based in Humble, TX. The company was founded in 2007 and offers credit repair services to clients in 50 states (and Washington, DC). Credit repair companies help clients repair credit and improve their credit by disputing questionable negative items, such as late payments, collections, charge-offs, and bankruptcies, on their credit reports.

Improve My Credit USA FAQ

What does Improve My Credit USA do?

They offer credit help services that help consumers as they work to improve their credit by educating them about how credit reporting works and challenging errors, inaccurate negative items and aged debts with credit report agencies.
These services include the following perks and benefits:
  • Personalized credit education and recommendations
  • Credit updates: Check out the credit scores that lenders and landlords see when considering applications.

What do they charge?

This company charges a flat fee for its services, so you won't get any surprises in your bill.
Improve My Credit USA charges a monthly fee of $99.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

19635 Hwy 59 North
Humble, TX 77338
(866) 802-3470
Visit Site

Hours of Operation

SundayClosedMonday9:00AM - 6:00PMTuesday9:00AM - 6:00PMWednesday9:00AM - 6:00PMThursday9:00AM - 6:00PMFriday9:00AM - 6:00PMSaturdayClosed

Other Services by Improve My Credit USA

SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of 0, or 3 on a 5-point rating scale.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Improve My Credit USA Credit Repair Community Reviews

Would you recommend Improve My Credit USA Credit Repair to your friends?

Audrey H. avatar image

Audrey H.

Jul 3, 2014

May or may not recommend

Prominently featured on the Improve My Credit website are testimonials and five-star reviews. The website even includes a video describing how Improve My Credit's services reunited a father and son. Improve My Credit seeks to position itself as unique through its various guarantees – of accessibility and results, including an online help function that is staffed well into the evening hours. Concerning results, Improve My Credit is careful in ...Show More

RealEstate R. avatar image

RealEstate R.

Feb 26, 2014

May or may not recommend

After attempting to improve my credit on my own and then with a no name kind of company... I was referred to Improve my Credit USA... all I can say is WOW, and credit experiences are never that way... I was treated with respect and dignity. The service was incredibly fast and efficient. Gerson, my credit advisor was professional, he listened, and he got the job done... cannot ask for ...Show More

Kim O. avatar image

Kim O.

Feb 26, 2014

May or may not recommend

I would recommend anyone on a HEARTBEAT. The team is doing a great job for us. Everyone is very people person and very helpful. Miraily and Elida are always there when I need them. Thank you.

Jeff S. avatar image

Jeff S.

Aug 16, 2013

May or may not recommend

I used this company for more than a year and followed the instructions to a T. By the end, my score was LOWER than when I started. Yes, they were able to remove a lot of junk items but the FICO score is the real reason to use a credit repair company. They just blindly fire off letters to creditors which seems to cause them to re-age the accounts in ...Show More

Loren Y. avatar image

Loren Y.

May 15, 2013

May or may not recommend

This little company must write their own reviews. HORRIBLE EXPERIECE. NEED A TRANSLATOR TO UNDERSTAND EACH STAFF MEMEBER IF YOU DON'T SPEEK SPANISH. HERE IS THE REPLY TO ONE OF THE OWNERS AFTER I CANCELLED THEIR SERVICE; I've asked my staff to forward your response to me so that I could respond personally as one of the owners of IMC USA. #1. I asked Julia in billing to refund ...Show More

Alicia M. avatar image

Alicia M.

Jan 9, 2013

May or may not recommend

I have seen dramatic improvements in my credit rating, now Im able to benefit from these changes by financing $200,000+ NEW home with an excellent interest rate! Please make note even thou I have a 4/2/2, I'm truly grateful to have this home...as an single mom! About 20 years ago, I prayed for my DREAM home, and guess what? My PRAYER is being answered; they will start Construction very soon!!! I ...Show More

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