Credit Sesame

in Credit Monitoring Tools from Credit Sesame

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Credit Sesame


in Credit Monitoring Tools from Credit Sesame

SuperMoney Net Recommendation Score +55% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

8 users recommend
1 user is unsure
2 users don't recommend
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Community Rating Strongly recommended
Max Monthly Fee $0
Identity Theft Insurance? Yes
Triple Bureau Credit Monitoring? N/A
Number of Reviews 11

Credit Sesame Review

What is Credit Sesame?

Credit Sesame is based in Mountain View, CA and was founded in 2010. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as Credit Sesame.

How much is Credit Sesame?

No, Credit Sesame doesn't charge a monthly fee.

Does Credit Sesame offer free credit monitoring services?

Yes, Credit Sesame offers free credit monitoring services.

Does Credit Sesame offer a free trial?

Yes, Credit Sesame offers the option of a trial for a nominal price. However, check the terms of the trial. Usually, trials require a small fee and auto-renew into a full membership after the trial period.

How accurate is Credit Sesame?

Credit Sesame is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports. However, Credit Sesame only offers access to TransUnion's credit report.

Credit scores also vary depending on the model used, such as Vantage or FICO 8. Credit Sesame does not give you access to your FICO score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.

How often does Credit Sesame update?

Credit Sesame allows you to check an updated version of your credit report monthly.

What features does Credit Sesame offer?

There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features Credit Sesame offers.

Credit Sesame Features
Credit Bureau Reporting N/A
Credit Monitoring Features N/A
Credit Report Frequency N/A
Identity Protection N/A

Does Credit Sesame offer identity protection?

Credit Sesame offers the following identity protection service.
Identity Protection Options
Supported Options Unsupported Options
  • Identity Theft Insurance
  • Identity Theft Monitoring
  • Identity Restoration Support
  • What is the identity theft insurance limit?

    Credit Sesame offers a maximum coverage for identity theft of $50,000.

    Does Credit Sesame help with fixing credit report errors?

    Yes, Credit Sesame helps dispute incorrect or incomplete items on their credit reports.

    Does Credit Sesame help you put a credit freeze on your credit report?

    Yes, Credit Sesame Will help you put a freeze on your credit report with all three credit bureaus.

    How to contact Credit Sesame?

    The easiest way to contact Credit Sesame is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. If you're interested in opening an account, click here.

    How to cancel Credit Sesame?

    To cancel your Credit Sesame account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

    How can I join Credit Sesame?

    1. Visit the Credit Sesame website.
    2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, address, annual income, and source of employment.
    3. Check the information is accurate and submit your application.

    How does Credit Sesame compare to other credit monitoring companies?

    Pros & Cons of Credit Sesame
    Pros Cons
  • TransUnion's credit report.
  • Helps with disputing errors on your credit report.
  • Free credit monitoring.
  • Will help you put a freeze on your credit report.
  • Provides identity protection.
  • Only offers access to the data of one credit bureau.
  • FICO Scores are not available.
  • No free trial available.
  • Does not provide access to all three national credit bureau reports.
  • Does not allow you to check your updated credit report anytime you want.
  • SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


    • Headquarters
    •   444 Castro St
      Suite 500
      Mountain View, CA 94041
    •   Visit Site

    About Credit Sesame

    Feature Breakdown

    Monthly Fee $0
    No Monthly Fees  
    Max Monthly Fee $0
    Credit Bureau Reporting TransUnion
    Credit Monitoring Features
    • Account Freeze Help
    • Dispute Help
    • Free Credit Monitoring
    • Mobile App
    • Online Credit Education
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Restoration Support
    • Identity Theft Insurance
    • Identity Theft Monitoring
    Online Credit Education  
    Identity Theft Insurance Limit $50,000
    Identity Theft Insurance  

    Credit Sesame Community Reviews


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