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  Credit.com

Credit.com

in Credit Monitoring Tools from Credit.com, Inc

Unaffiliated

Credit.com

Unaffiliated

in Credit Monitoring Tools from Credit.com, Inc

SuperMoney Net Recommendation Score -83%

SUPERMONEY NET RECOMMENDATION SCORE

-83%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly not recommended

0 users recommend
1 user is unsure
5 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Triple Bureau Credit Monitoring N/A
Monthly Fee $0
Number of Reviews 6

Credit.com Review

Credit.com Pros & Cons
Pros Cons
  • Experian's credit report.
  • FICO Score available.
  • Free credit monitoring.
  • Only offers access to the data of one credit bureau.
  • Will not help with disputing errors on your credit report.
  • Will not help you with freezing your credit report.
  • No free trial available.
  • Does not provide access to all three national credit bureau reports.
  • Does not allow you to check your updated credit report anytime you want.
  • No identity protection available.
Credit.com FAQ

What is Credit.com?

Credit.com, Inc is based in San Francisco, CA and was founded in 1996. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as Credit.com.

How much is Credit.com?

No, Credit.com doesn't charge a monthly fee.

Does Credit.com, Inc offer free credit monitoring services?

Yes, Credit.com offers free credit monitoring services.

Does Credit.com offer a free trial?

No, Credit.com does not offer a free trial. However, that's not a problem because it already provides free credit monitoring services.

How accurate is Credit.com?

Credit.com is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports. However, Credit.com only offers access to Experian's credit report.

Credit scores also vary depending on the model used, such as Vantage or FICO 8. Credit.com gives you access to your FICO score, which is the model most widely used by lenders.

How often does Credit.com update?

Credit.com does not specify how often it updates credit reports.

What features does Credit.com offer?

There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features Credit.com offers.

Credit.com Features
Description
Credit Bureau Reporting Experian
Credit Monitoring Features
  • Credit Analysis Calculator
  • FICO Score Available
  • Free Credit Monitoring
  • Online Credit Education
Credit Report Frequency N/A

Does Credit.com offer identity protection?

Credit.com does not provide identity protection services.

Does Credit.com help with fixing credit report errors?

No, Credit.com does not help with credit report error disputes.

Does Credit.com help you put a credit freeze on your credit report?

No, Credit.com does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

How to contact Credit.com?

The easiest way to contact Credit.com is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.

How to cancel Credit.com?

To cancel your Credit.com account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

How can I join Credit.com?

  1. Visit the Credit.com, Inc website.
  2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, address, annual income, and source of employment.
  3. Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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About Credit.com

Feature Breakdown

Monthly Fee $0
Credit Bureau Reporting Experian
Credit Monitoring Features
  • Credit Analysis Calculator
  • FICO Score Available
  • Free Credit Monitoring
  • Online Credit Education
FICO Score Available  
Online Credit Education  

Credit.com Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-83%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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