Last Updated: 04/18/2025
Credit.com
Unaffiliated
Last Updated: 04/18/2025
SuperMoney User Recommendation Score -87
Strongly not recommended8 total votes
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Highlights
Community Rating
Strongly not recommended
Identity Protection
N/A
Monthly Service Fee
$0(Verified 06/21/2024)
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Number of Reviews
Credit.com Review
Credit.com Pros & Cons
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Credit.com FAQ
What is Credit.com?
Credit.com, Inc is based in San Francisco, CA and was founded in 1996. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as Credit.com.
How much is Credit.com?
No, Credit.com doesn't charge a monthly fee.Does Credit.com offer a trial?
No, Credit.com does not offer a free trial. However, that's not a problem because it already provides free credit monitoring services.How accurate is Credit.com?
Credit.com is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports. However, Credit.com only offers access to Experian's credit report.
Credit scores also vary depending on the model used, such as Vantage or FICO®. Credit.com does not give you access to your FICO® Score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.
How often does Credit.com update?
Credit.com does not specify how often it updates credit reports.
What features does Credit.com offer?
Here is a summary of the features Credit.com offers.
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| Credit Bureau Reports | Experian | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Credit Monitoring Features |
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Does Credit.com offer identity protection?
Credit.com does not provide identity protection services.Does Credit.com, Inc help with fixing credit report errors?
No, Credit.com, Inc does not help with credit report error disputes.Does Credit.com, Inc help you put a credit freeze on your credit report?
No, Credit.com, Inc does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.
How to contact Credit.com, Inc?
The easiest way to contact Credit.com, Inc is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.
How to cancel Credit.com membership?
To cancel your Credit.com, Inc membership, log in as you usually do. Go to your profile or account page and request a membership cancellation.
How can I join Credit.com, Inc?
- Visit the Credit.com, Inc website.
- Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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