Identity Guard

Identity Guard Review

Identity Guard Pros & Cons

Pros	Cons
Offers access to the data of multiple credit bureaus. Experian's credit report. TransUnion's credit report. Equifax's credit report. Access to all three national credit bureau reports. Provides identity protection.	FICO Scores are not available. Will not help with disputing errors on your credit report. Will not help you with freezing your credit report. No free credit monitoring. No free trial available. Does not allow you to check your updated credit report anytime you want.

Identity Guard FAQ

What is Identity Guard?

Identity Guard is based in Chantilly, VA and was founded in 1996. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as Identity Guard.

How much is Identity Guard?

Identity Guard charges a monthly fee that ranges from $6.67 up to $23.99.

How accurate is Identity Guard?

Identity Guard is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

Identity Guard offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

Identity Guard offers access to the credit reports mentioned below.

Credit Bureau Reporting

Experian Equifax TransUnion

Credit scores also vary depending on the model used, such as Vantage or FICO 8. Identity Guard does not give you access to your FICO score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.

What features does Identity Guard offer?

There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features Identity Guard offers.

Identity Guard Features

Description
Credit Bureau Reporting	Experian Equifax TransUnion
Credit Monitoring Features	Credit Change Alerts Triple Bureau Credit Monitoring Online Credit Education
Credit Report Frequency	Monthly
Identity Protection	Identity Theft Insurance Identity Theft Monitoring Identity Restoration Support

How to contact Identity Guard?

The easiest way to contact Identity Guard is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. If you're interested in opening an account, click here.