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Identity Guard

in Credit Monitoring Tools from Identity Guard

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Identity Guard

Unaffiliated

in Credit Monitoring Tools from Identity Guard

SuperMoney Net Recommendation Score +20% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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2 users recommend
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1 user doesn't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Max Monthly Fee $23.33
Identity Theft Insurance? Yes
Triple Bureau Credit Monitoring? Yes
Number of Reviews 5

Identity Guard Review

What is Identity Guard?

Identity Guard is based in Chantilly, VA and was founded in 1996. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as Identity Guard.

How much is Identity Guard?

Identity Guard charges a monthly fee that ranges from $6.67 up to $23.33.

Does Identity Guard offer free credit monitoring services?

No, Identity Guard does not offer free credit monitoring.

Does Identity Guard offer a free trial?

No, Identity Guard does not offer a free trial.

How accurate is Identity Guard?

Identity Guard is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

Identity Guard offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

Identity Guard offers access to the credit reports mentioned below.

Credit Bureau Reporting Options
  • Experian
  • Equifax
  • TransUnion
  • Credit scores also vary depending on the model used, such as Vantage or FICO 8. Identity Guard does not give you access to your FICO score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.

    How often does Identity Guard update?

    Identity Guard allows you to check an updated version of your credit report monthly.

    What features does Identity Guard offer?

    There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features Identity Guard offers.

    Identity Guard Features
    Description
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Monitoring Features
    • Credit Change Alerts
    • Online Credit Education
    • Triple Bureau Credit Monitoring
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Restoration Support
    • Identity Theft Insurance
    • Identity Theft Monitoring

    Does Identity Guard offer identity protection?

    Identity Guard offers the following identity protection service.
    Identity Protection Options
    Supported Options Unsupported Options
  • Identity Theft Insurance
  • Identity Theft Monitoring
  • Identity Restoration Support
  • What is the identity theft insurance limit?

    Identity Guard offers a maximum coverage for identity theft of $1,000,000.

    Does Identity Guard help with fixing credit report errors?

    No, Identity Guard does not help with credit report error disputes.

    Does Identity Guard help you put a credit freeze on your credit report?

    No, Identity Guard does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

    How to contact Identity Guard?

    The easiest way to contact Identity Guard is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. If you're interested in opening an account, click here.

    How to cancel Identity Guard?

    To cancel your Identity Guard account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

    How can I join Identity Guard?

    1. Visit the Identity Guard website.
    2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, address, annual income, and source of employment.
    3. Check the information is accurate and submit your application.

    How does Identity Guard compare to other credit monitoring companies?

    Pros & Cons of Identity Guard
    Pros Cons
  • Offers access to the data of multiple credit bureaus.
  • Experian's credit report.
  • TransUnion's credit report.
  • Equifax's credit report.
  • Access to all three national credit bureau reports.
  • Provides identity protection.
  • FICO Scores are not available.
  • Will not help with disputing errors on your credit report.
  • Will not help you with freezing your credit report.
  • No free credit monitoring.
  • No free trial available.
  • Does not allow you to check your updated credit report anytime you want.
  • SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    About Identity Guard

    Feature Breakdown

    Monthly Fee $6.67 - $23.33
    Max Monthly Fee $23.33
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Monitoring Features
    • Credit Change Alerts
    • Online Credit Education
    • Triple Bureau Credit Monitoring
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Restoration Support
    • Identity Theft Insurance
    • Identity Theft Monitoring
    Access to Credit Report  
    FICO Score Available  
    Online Credit Education  
    Triple Bureau Credit Monitoring  
    Identity Theft Insurance Limit $1,000,000
    Fix Credit Report Errors  
    Identity Theft Insurance  

    Identity Guard Community Reviews

     

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