Identity Guard

in Credit Monitoring Tools from Identity Guard

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Identity Guard


in Credit Monitoring Tools from Identity Guard

SuperMoney Net Recommendation Score -25% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

1 user recommends
1 user is unsure
2 users don't recommend
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Community Rating Mostly not recommended
Max Monthly Fee $19.99
Identity Theft Insurance? Yes
Triple Bureau Credit Monitoring? Yes

Identity Guard Review

Identity Guard is a credit monitoring and identity theft protection service offered by Intersections Inc. Intersections is a major player in the identity theft protection business that powers the ID theft services of several major businesses, such as American Express®' CreditAware.

What Services Does Identity Guard Offer?

Identity Guard provides online access to credit reports and scores from all three credit bureaus. It also includes Social Security Number monitoring, ID verification alerts, lost wallet protection, monitoring of the internet black market for personal information, public record monitoring, credit application alerts, change of address alerts, antivirus, password protection software, credit report analysis, online financial tools and a $1 million identity theft insurance.

Identity Guard does not, however, provide users their FICO scores: the scores most lenders look at when determining credit eligibility. The proprietary credit scores from the three major credit bureaus are useful for educational services, but do not offer borrowers access to the scores lenders use.

How Does Identity Guard Work?

Identity Guard is a subscription-based service that includes both credit monitoring and identity theft protection. If your identity is stolen, Identity Guard will also help recover your identity and compensate you financially for the time and money lost. Users must register with Identity Guard, have a credit card (or another method of payment) and confirm their identity by providing their full name, address, date of birth and Social Security Number.

How Much Does It Cost?

Identity Guard has a monthly subscription price of $20.

How is Identity Guard Better/Worse Than Other Credit Reporting Companies?

Identity Guard provides credit reports and scores from all three credit bureaus. It also monitors the internet to see whether personal information, such as your Social Security Number, is being misused. The company has nearly 30 years' experience in the identity theft business and an A+ rating with the BBB. In the last three years it has only had 47 complaints with the BBB, which is amazing for a company this size.

Identity Guard provides a good deal when compared with other credit monitoring services that charge $20 to $40 for less services. The only catch is that Identity Guard doesn't offer FICO scores, something that's easy to miss when reading their website's marketing. Another caveat to consider is that credit reports and credit scores are only updated every three months. Unlike other credit reporting companies, Identity Guard does not offer unlimited access to credit reports.

SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


About Identity Guard

Feature Breakdown

Max Monthly Fee $19.99
Online Credit Education  
Triple Bureau Credit Monitoring  
Fix Credit Report Errors  
Identity Theft Insurance  

Identity Guard Community Reviews


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