in Credit Monitoring Tools from IdentityForce

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in Credit Monitoring Tools from IdentityForce

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Max Monthly Fee $16.99
Identity Theft Insurance? Yes
Triple Bureau Credit Monitoring? Yes

IdentityForce Review

What is IdentityForce?

IdentityForce is based in Framingham, MA and was founded in 1978. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as IdentityForce.

How much is IdentityForce?

IdentityForce charges a monthly fee that ranges from $8.99 up to $16.99.

Does IdentityForce offer free credit monitoring services?

No, IdentityForce does not offer free credit monitoring.

Does IdentityForce offer a free trial?

No, IdentityForce does not offer a free trial.

How accurate is IdentityForce?

IdentityForce is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

IdentityForce offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

IdentityForce offers access to the credit reports mentioned below.

Credit Bureau Reporting Options
  • Experian
  • Equifax
  • TransUnion
  • Credit scores also vary depending on the model used, such as Vantage or FICO 8. IdentityForce does not give you access to your FICO score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.

    How often does IdentityForce update?

    IdentityForce does not specify how often it updates credit reports.

    What features does IdentityForce offer?

    There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features IdentityForce offers.

    IdentityForce Features
    Credit Bureau Reporting N/A
    Credit Monitoring Features N/A
    Credit Report Frequency N/A
    Identity Protection N/A

    Does IdentityForce offer identity protection?

    IdentityForce offers the following identity protection service.
    Identity Protection Options
    Supported Options Unsupported Options
  • Identity Theft Insurance
  • Identity Theft Monitoring
  • Identity Restoration Support
  • What is the identity theft insurance limit?

    IdentityForce offers a maximum coverage for identity theft of $1,000,000.

    Does IdentityForce help with fixing credit report errors?

    Yes, IdentityForce helps dispute incorrect or incomplete items on their credit reports.

    Does IdentityForce help you put a credit freeze on your credit report?

    No, IdentityForce does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

    How to contact IdentityForce?

    The easiest way to contact IdentityForce is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. If you're interested in opening an account, click here.

    How to cancel IdentityForce?

    To cancel your IdentityForce account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

    How can I join IdentityForce?

    1. Visit the IdentityForce website.
    2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, address, annual income, and source of employment.
    3. Check the information is accurate and submit your application.

    How does IdentityForce compare to other credit monitoring companies?

    Pros & Cons of IdentityForce
    Pros Cons
  • Offers access to the data of multiple credit bureaus.
  • Experian's credit report.
  • TransUnion's credit report.
  • Equifax's credit report.
  • Helps with disputing errors on your credit report.
  • Access to all three national credit bureau reports.
  • Provides identity protection.
  • FICO Scores are not available.
  • Will not help you with freezing your credit report.
  • No free credit monitoring.
  • No free trial available.
  • Does not allow you to check your updated credit report anytime you want.
  • SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


    About IdentityForce

    Feature Breakdown

    Monthly Fee $8.99 - $16.99
    Max Monthly Fee $16.99
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Monitoring Features
    • Credit Change Alerts
    • Dispute Help
    • Online Credit Education
    • Triple Bureau Credit Monitoring
    Identity Protection
    • Identity Restoration Support
    • Identity Theft Insurance
    • Identity Theft Monitoring
    Online Credit Education  
    Triple Bureau Credit Monitoring  
    Identity Theft Insurance Limit $1,000,000
    Fix Credit Report Errors  
    Identity Theft Insurance  

    IdentityForce Community Reviews


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