Features

  • Max Monthly Fee
    $30
  • No Monthly Fees
  • Fix Credit Report Errors
  • Identity Theft Insurance
  • 3-Bureau Credit Monitoring
  • FICO Score Available
  • Online Credit Education
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0 votes

As long as you understand that you will have a monthly subscription unless you cancel in time, you will be happy with this service. They do all kinds of things, from monitoring to offering identity theft insurance. The triple bureau score checker really makes it worthwhile.


0 votes

Be careful signing up with this company if you don't want to keep a subscription. If that is the case, I would say to go to one of the truly free places on the internet. This place will charge you, and it can be difficult to stop the subscription. So proceed with caution!


0 votes

This place has a wide variety of really useful tools, such as their score tracker, which tracks how your credit is doing over time. It can be very revealing to analyze this and make comparisons and then decide what you can do to improve your score and financial situation.


0 votes

Before you get your credit report and score, know that doing so will start a subscription to the company within 7 days. I am always surprised at how many people don't read the fine print and then they are totally shocked and irate and can't believe it happened.


0 votes

I know people complain about being "tricked" into getting a subscription, but honestly it says it right on the homepage that you will be 29.95 after 7 days. If you don't want to be charged, cancel it right after you get what you want. They get busy and they might not be able to get to it in time to cancel prior to 7 days. So start on the first day!


0 votes

The daily credit monitoring you get from this place is really worth the cost of the subscription. Having access to what is going on on your credit report or with your information is so important to stopping a problem before it becomes too big. That has been a huge relief for me.


0 votes

I saw something really wrong on my report that I'm sure has been hurting my chances of getting credit. I went to the dispute center and they helped me get the thing off of my credit report. The process was quick and painless and I was really surprised at how well it went.


0 votes

Pretty good place if you want to have your credit and identity monitored 24/7 and if you want to check your credit with the three credit bureaus. I think doing this is important, because just seeing one is very limiting. This place also has 1 million in insurance on you in case of ID theft.


0 votes

Good to know that you are protected up to 1 million if your identity ever gets stolen. I hope mine doesn't, but it's good to know that someone is looking out for me if it does! I also like the monitoring that goes on 24/7, which makes me feel like I'm truly covered.


0 votes

I signed up for the free trial for seven days and then decided that I didn't want it. I did what I needed to do online to unsignup, but it wasn't as easy as they made it sound when they wnated me to sign up. I tried online but then they wanted me to call and I did, but no one ever answered.


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