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The money management aspect of this company was a pleasant surprise. Of course, I joined SmartCredit to get my credit in order, and as a result my finances, but I have to admit that I was surprised when I noticed that it was actually working! This system is very functional and helpful.
I pushed the action button to get rid of some fraudulent stuff on my credit, and I was flabbergasted to find that it helped my score go up! I was so jazzed to find this out later on that I probably could be heard by my neighbors.I would highly recommend joining this company--if nothing else than for the action button!
I really like how the reports that you get on potential identity theft and other problems allow you to simply push buttons to stop the identity theft. This is really revolutionary, and I am so glad that it has the ability to protect me in this way.
Like other sites that charge, this one will charge you. If you don't want to be charged, don't sign up. I have had good luck with them, as they have offered me a wide variety of services, including monitoring my credit and alerting me to potential identity theft situations.
I signed up for this for the credit and identity theft monitoring, but I have to say that their money manager is really handy. This organizes all of your accounts into one place where you can see them. It also allows you to monitor them and look for anything that doesn't look right.
SCAM. This company did the same to me ... unable to cancel and wound up getting charged, despite efforts to cancel AND sending them email to cancel when unable to reach anyone. I'd suggest disputing the charges, as this company isn't legit as far as I can tell, or based on the inability to cancel.
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