in Credit Monitoring Tools from TransUnionUnaffiliated
in Credit Monitoring Tools from TransUnion
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What is TransUnion?
TransUnion is based in Chicago, IL and was founded in 1968. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as TransUnion.
How much is TransUnion?TransUnion charges a monthly fee of of $24.95.
Does TransUnion offer free credit monitoring services?
No, TransUnion does not offer free credit monitoring.
Does TransUnion offer a free trial?No, TransUnion does not offer a free trial.
How accurate is TransUnion?TransUnion is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.
Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.
TransUnion offers access to the credit reports mentioned below.
Credit scores also vary depending on the model used, such as Vantage or FICO 8. TransUnion does not give you access to your FICO score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.
How often does TransUnion update?TransUnion allows you to check an updated version of your credit report anytime you want.
What features does TransUnion offer?
There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features TransUnion offers.
|Credit Bureau Reporting||N/A|
|Credit Monitoring Features||N/A|
|Credit Report Frequency||N/A|
Does TransUnion offer identity protection?TransUnion offers the following identity protection service.
|Supported Options||Unsupported Options|
What is the identity theft insurance limit?TransUnion offers a maximum coverage for identity theft of $25,000.
Does TransUnion help with fixing credit report errors?Yes, TransUnion helps dispute incorrect or incomplete items on their credit reports.
Does TransUnion help you put a credit freeze on your credit report?
Yes, TransUnion Will help you put a freeze on your credit report with all three credit bureaus.
How to contact TransUnion?
The easiest way to contact TransUnion is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. If you're interested in opening an account, click here.
How to cancel TransUnion?
To cancel your TransUnion account, log in as you usually do. Go to your profile or account page and request a membership cancellation.
How can I join TransUnion?
- Visit the TransUnion website.
- Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
How does TransUnion compare to other credit monitoring companies?
|Max Monthly Fee||$24.95|
|Credit Bureau Reporting||
|Credit Monitoring Features||
|Credit Report Frequency||Anytime|
|Access to Credit Report|
|Online Credit Education|
|Triple Bureau Credit Monitoring|
|Identity Theft Insurance Limit||$25,000|
|Fix Credit Report Errors|
|Identity Theft Insurance|