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TransUnion Credit Monitoring
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TransUnion Credit Monitoring

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in Credit Monitoring Services from TransUnion
SuperMoney Net Recommendation Score -40  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -40, equating to 2.2 on a 5 point rating scale.

-40

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly not recommended

1 user recommends
1 user is unsure
3 users don't recommend
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Highlights
Community Rating Mostly not recommended
Monthly Maintenance Fee $24.95
(Verified 08/04/2023)
Number of Reviews 5

TransUnion Credit Monitoring Review

TransUnion Credit Monitoring Pros & Cons

Pros Cons
  • Offers access to the data of multiple credit bureaus.
  • TransUnion's credit report.
  • Equifax's credit report.
  • Helps with disputing errors on your credit report.
  • Will help you put a freeze on your credit report.
  • Access your updated credit report anytime you want.
  • Provides identity protection.
  • FICO Scores are not available.
  • No free credit monitoring.
  • No free trial available.
  • Does not provide access to all three national credit bureau reports.

TransUnion Credit Monitoring FAQ

What is TransUnion Credit Monitoring?

TransUnion is based in Chicago, IL and was founded in 1968. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as TransUnion Credit Monitoring.

How much is TransUnion Credit Monitoring?

TransUnion Credit Monitoring charges a monthly fee of of $24.95.

Does TransUnion offer free credit monitoring services?

No, TransUnion Credit Monitoring does not offer free credit monitoring.

Does TransUnion Credit Monitoring offer a free trial?

No, TransUnion Credit Monitoring does not offer a free trial.

How accurate is TransUnion Credit Monitoring?

TransUnion Credit Monitoring is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

TransUnion Credit Monitoring offers access to the credit reports mentioned below.

Credit Bureau Reporting
  • Equifax
  • TransUnion
    		•

    Credit scores also vary depending on the model used, such as Vantage or FICO 8. TransUnion Credit Monitoring does not give you access to your FICO score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.

    How often does TransUnion Credit Monitoring update?

    TransUnion Credit Monitoring allows you to check an updated version of your credit report anytime you want.

    What features does TransUnion Credit Monitoring offer?

    There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features TransUnion Credit Monitoring offers.

    TransUnion Credit Monitoring Features
    Description
    Credit Bureau Reporting
    • Equifax
    • TransUnion
    Credit Monitoring Features
    • Mobile App
    • Credit Change Alerts
    • Dispute Help
    • Account Freeze Help
    • Online Credit Education
    Credit Report Frequency Anytime
    Identity Protection
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support

    Does TransUnion Credit Monitoring offer identity protection?

    TransUnion Credit Monitoring offers the following identity protection service.
    Identity Protection
    Supported Options Unsupported Options
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support

    What is the identity theft insurance limit?

    TransUnion Credit Monitoring offers a maximum coverage for identity theft of $25,000.

    Does TransUnion Credit Monitoring help with fixing credit report errors?

    Yes, TransUnion Credit Monitoring helps dispute incorrect or incomplete items on their credit reports.

    Does TransUnion Credit Monitoring help you put a credit freeze on your credit report?

    Yes, TransUnion Credit Monitoring Will help you put a freeze on your credit report with all three credit bureaus.

    How to contact TransUnion Credit Monitoring?

    The easiest way to contact TransUnion Credit Monitoring is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. If you're interested in opening an account, click here.

    How to cancel TransUnion Credit Monitoring?

    To cancel your TransUnion Credit Monitoring account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

    How can I join TransUnion Credit Monitoring?

    1. Visit the TransUnion Credit Monitoring website.
    2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
    3. Check the information is accurate and submit your application.
    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Message From TransUnion

    Life won’t be upside-down forever. Make sure your credit stays right-side-up with TransUnion®. Know your score & report. Plan with tools like CreditCompass™. Rest easy with $1MM ID theft insurance. Know Where You Stand. Protect What You've Built. See the Way Forward. Become a TransUnion member now!

    Contact

    About TransUnion Credit Monitoring

    View TransUnion Profile

    Feature Breakdown

    Monthly Maintenance Fee $24.95
    (Verified 08/04/2023)
    Credit Bureau Reporting
    • Equifax
    • TransUnion
    Credit Monitoring Features
    • Mobile App
    • Credit Change Alerts
    • Dispute Help
    • Account Freeze Help
    • Online Credit Education
    Credit Report Frequency Anytime
    Identity Protection
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support
    Access to Credit Report
    Online Credit Education
    Identity Theft Insurance Limit $25,000
    Fix Credit Report Errors

    TransUnion Credit Monitoring Community Reviews

     

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    SUPERMONEY NET RECOMMENDATION SCORE

    This product is mostly not recommended by SuperMoney users with a score of -40, equating to 2.2 on a 5 point rating scale.

    -40

    Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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    † To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.