Debt Point Inc. was founded in 2002 and is based in San Antonio, TX.

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They helped me get out of $23000 in credit card debt in 2 years. Wish I found them sooner as I spent so much in interest charges. I looked at a credit counseling company but Debt Point was faster and cheaper by far. I've referred several people to them.

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Debt consolidation firms negotiate settlements with your creditors to reduce your debt and help you get debt free faster.

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A debt consolidation firm may be able to help you negotiate a settlement with your creditors for a lower amount. Debt consolidation firms typically have minimum requirements for unsecured debt, maximum credit scores, and geographic restrictions. We were able to pre-qualify you for a free consultation with one or more debt consolidation firms based on your {{#ifCond unsecured_debt_amount '!==' null}} {{#ifCond estimated_credit_score_unsure '==' true}} unsecured debt amount of {{currency unsecured_debt_amount}} and residency in {{>states_full_name}}. {{else}} unsecured debt amount of {{currency unsecured_debt_amount}}, your {{>credit_score_text}} credit score and residency in {{>states_full_name}}. {{/ifCond}} {{#ifCond estimated_credit_score_unsure '==' true}} residency in {{>states_full_name}}. {{else}} {{/ifCond}} {{else}} {{>credit_score_text}} credit score and residency in {{>states_full_name}}.{{/ifCond}}

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Debt settlement is a process in which a person or business negotiates with their creditors to pay off a debt for less than the full amount owed. Debt settlement can be an option for individuals who are unable to make their monthly payments and are at risk of default. In a debt settlement, the creditor agrees to accept a lower amount as payment in full, and the debtor pays the agreed-upon amount over a period of time. Debt settlement can be a way for individuals to avoid bankruptcy and to reduce their overall debt burden, but it can also have negative consequences, such as damaging the individual's credit score and potentially triggering a tax liability. It's important to carefully consider the pros and cons of debt settlement before deciding if it is the right option for you.

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