AAA Debt Solutions
in Debt Settlement Companies from AAA Debt Solutions
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AAA Debt Solutions

in Debt Settlement Companies from AAA Debt Solutions
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% of Debt Fee 25%
Minimum Debt Owed $10,000

AAA Debt Solutions Review

AAA Debt Solutions is a debt settlement company based in , . It offers debt relief services to borrowers in 45 states (and Washington, DC). AAA Debt Solutions is a newly formed company that has been in business for less than a year.

Key Takeaways

  • Minimum debt balance of $10,000. AAA Debt Solutions only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies. However, it will also only settle individual accounts if they have a balance of $500 or more per account.
  • Performance-based fees. AAA Debt Solutions bases its fees on how much you save when a settlement is accepted and not on the total debt enrolled like most debt settlement firms do.
  • Not accredited by the AFCC or the IAPDA. AAA Debt Solutions is not a member of the American Fair Credit Council (AFCC), which is the major trade association for the debt settlement industry. Furthermore, it does not invest in the accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA) either.
  • Available in most states. AAA Debt Solutions is available in 45 states.
  • Does not service its own debt relief cases. AAA Debt Solutions uses a third-party company to service debt settlement accounts.

AAA Debt Solutions Pros & Cons

Pros Cons
  • No monthly consultancy fee
  • Is not an AFCC member
  • Does not have IAPDA accredited debt specialists
  • Only considers clients with a minimum debt balance of $10,000
  • Requires a minimum balance of $500 per account.

AAA Debt Solutions FAQ

What does AAA Debt Solutions do?

AAA Debt Solutions offers debt relief services for the following types of debt:

  • Unsecured debt, such as credit card debt, medical debt, and personal loans.

What does AAA Debt Solutions charge?

AAA Debt Solutions operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt.

AAA Debt Solutions charges fees of 25% of the enrolled debt.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to AAA Debt Solutions directly to determine an accurate quote.

Does AAA Debt Solutions offer a guarantee?

No, AAA Debt Solutions does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.

What is the minimum debt AAA Debt Solutions will consider?

AAA Debt Solutions will only consider customers with unsecured debt of $10,000 or more. Customers with less than $10,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does AAA Debt Solutions perform its own servicing in-house?

No, AAA Debt Solutions partners with third party service providers who negotiate on behalf of the clients they enroll.

What accreditations does AAA Debt Solutions have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

  • AAA Debt Solutions is not an accredited AFCC member.
  • AAA Debt Solutions is not an IAPDA member.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Hours of Operation

Central Time
  • Sunday Closed
  • Monday 10:00am - 6:00pm
  • Tuesday 10:00am - 6:00pm
  • Wednesday 10:00am - 6:00pm
  • Thursday 10:00am - 6:00pm
  • Friday 10:00am - 6:00pm
  • Saturday 10:00am - 2:00pm

About AAA Debt Solutions


  Available in 45 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Pricing Model Contingency Fee (% of savings)
Monthly Fee $0
(Verified 08/04/2023)
% of Debt Fee 25%
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
Minimum Debt per Account $500
Minimum Debt Owed $10,000
Contingency Model

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