Last Updated: 04/18/2025
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Highlights
Minimum Debt Owed
$10,000
Settlement Fee %
25%(Verified 06/21/2024)
Monthly Service Fee
$0(Verified 06/21/2024)
AAA Debt Solutions Review
AAA Debt Solutions is a debt settlement company based in , . It offers debt relief services to borrowers in 45 states (and Washington, DC). AAA Debt Solutions was founded in 2023. It is an established company that has been in business for 3 years.
Key Takeaways
- Minimum debt balance of $10,000. AAA Debt Solutions only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies. However, it will also only settle individual accounts if they have a balance of $500 or more per account.
- Not accredited by the ACDR or the IAPDA. AAA Debt Solutions is not a member of the Association for Consumer Debt Relief (ACDR), which is the major trade association for the debt settlement industry. Furthermore, it does not invest in the accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA) either.
- New firm. AAA Debt Solutions has only been in business for 3 years.
- Available in most states. AAA Debt Solutions is available in 45 states, and Washington, DC.
AAA Debt Solutions Pros & Cons
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AAA Debt Solutions FAQ
What does AAA Debt Solutions do?
AAA Debt Solutions offers debt relief services for the following types of debt:
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
What does AAA Debt Solutions charge?
AAA Debt Solutions charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, AAA Debt Solutions only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.
AAA Debt Solutions settlement fees are 25% of the enrolled debt.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with AAA Debt Solutions for an accurate quote.
Does AAA Debt Solutions offer a guarantee?
No, AAA Debt Solutions does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.What is the minimum debt AAA Debt Solutions will consider?
AAA Debt Solutions is recommended for customers with an unsecured debt of $10,000 or more. Customers with less than $10,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does AAA Debt Solutions perform its own servicing in-house?
No, AAA Debt Solutions partners with third party service providers who negotiate on behalf of the clients they enroll.
What accreditations does AAA Debt Solutions have?
The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
- AAA Debt Solutions is not an accredited ACDR member.
- AAA Debt Solutions is not an IAPDA member.
Is AAA Debt Solutions a legit company?
AAA Debt Solutions was founded in 2023. It is an established company that has been in business for 3 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Contact
Hours of Operation
Sunday
Closed
Monday
10:00AM - 6:00PM
Tuesday
10:00AM - 6:00PM
Wednesday
10:00AM - 6:00PM
Thursday
10:00AM - 6:00PM
Friday
10:00AM - 6:00PM
Saturday
10:00AM - 2:00PM