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FluxPrime Debt Settlement

in Debt Settlement Companies from FluxCredit Inc.

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FluxPrime Debt Settlement

Unaffiliated

in Debt Settlement Companies from FluxCredit Inc.

Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Highlights
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Community Rating

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% of Debt Fee 12% - 17%
Minimum Debt Owed $500

FluxPrime Debt Settlement Review

Where does FluxPrime Debt Settlement do business?

FluxPrime Debt Settlement is a debt settlement company based in Ventura, CA. It offers debt relief services to borrowers in 49 states (and Washington, DC). FluxPrime Debt Settlement is an early stage compnay that launched 2 years ago.

Key takeaways:

  • Low debt minimum. FluxPrime Debt Settlement stands out from the competition because it only requires clients to have a minimum balance of $500. Most firms require at least $10,000 of unsecured debt.
  • Not accredited by the AFCC or the IAPDA. FluxPrime Debt Settlement is not a member of the American Fair Credit Council (AFCC), which is the major trade association for the debt settlement industry. Furthermore, it does not invest in the accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA) either.
  • New firm. FluxPrime Debt Settlement has only been in business for 2 years.
  • Multiple types of debt. FluxPrime Debt Settlement settles private student loans, business debt, and all types of unsecured debt, such as credit cards and personal loans.
  • Charges a monthly consultancy fee Charging fees before a debt settlement finalizing a settlement has been banned by the Federal Trade Commission, but companies operating or partnered with law firms have a loophole. FluxPrime Debt Settlement charges monthly fee that ranges from $49 to $49 for additional services, such as time with a tax attorney or a budgeting consultant. Most debt relief firms do not charge this fee.
  • Available in most states. FluxPrime Debt Settlement is available in 49 states.
  • Offers in-house debt relief services. Some debt settlement companies act as intermediaries for larger firms. This company uses its own staff to handle debt settlement accounts.

FluxPrime Debt Settlement Pros and Cons:

Pros Cons
  • Lower than average fees
  • Low minimum debt
  • Is not an AFCC member
  • Does not have IAPDA accredited debt specialists
  • Charges a monthly consultancy fee

What does FluxPrime Debt Settlement do?

FluxPrime Debt Settlement offers debt relief services for the following types of debt:

  • Unsecured debt, such as credit card debt, personal loans and medical debt
  • Business debt

What does FluxPrime Debt Settlement charge?

FluxPrime Debt Settlement charges fees that range from 12% of the enrolled debt up to 17% of the enrolled debt, depending on the amount of enrolled debt provided.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to FluxPrime Debt Settlement directly to determine an accurate quote.

Does FluxPrime Debt Settlement offer a guarantee?

Yes, FluxPrime Debt Settlement does advertise a money back guarantee. Money back guarantees in the debt settlement industry typically state you won't be charged any fees until your debts are settled. However, charging upfront fees is illegal in the debt settlement industry anyway. Check with {partent busines} for more details on their guarantee.

What is the minimum debt FluxPrime Debt Settlement will consider?

FluxPrime Debt Settlement will only consider customers with unsecured debt of $500 or more. Customers with less than $500 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does FluxPrime Debt Settlement perform its own servicing in-house?

Yes, FluxPrime Debt Settlement employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does FluxPrime Debt Settlement have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

  • FluxPrime Debt Settlement is not an accredited AFCC member.
  • FluxPrime Debt Settlement is not an IAPDA member.
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Contact

  • Headquarters
  •   4587 Telephone Rd.
    Ventura, CA 93003
  •   Visit Site

Message from FluxCredit Inc.

America's #1 bankrupty alternative! FluxCredit™ is a BBB accredited, all-inclusive solution to legally eliminate debts, perfect your credit & earn cash back towards a VISA secured credit card.

Hours of Operation

Pacific Time
  • Sunday Closed
  • Monday 8:00am - 6:00pm
  • Tuesday 8:00am - 6:00pm
  • Wednesday 8:00am - 6:00pm
  • Thursday 8:00am - 6:00pm
  • Friday 8:00am - 6:00pm
  • Saturday 8:00am - 6:00pm

Other Services by FluxCredit Inc.

Availability

  Available in 49 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Money Back Guarantee  
Monthly Fee $49
% of Debt Fee 12% - 17%
Debt Type
  • Unsecured Debt
  • Business Debt
  • Private Student Loans
Minimum Debt Owed $500
Free Consultation  
In-House Servicing  

FluxPrime Debt Settlement Community Reviews

 

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