Last Updated: 04/18/2025
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Highlights
Minimum Debt Owed
$500
Settlement Fee %
12% - 17%(Verified 06/21/2024)
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Monthly Service Fee
$49(Verified 06/21/2024)
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FluxPrime Debt Settlement Review
FluxPrime Debt Settlement is a debt settlement company based in Ventura, CA. It offers debt relief services to borrowers in 49 states (and Washington, DC). FluxPrime Debt Settlement was founded in 2018. It is an established company that has been in business for 8 years.
Key Takeaways
- Low debt minimum. FluxPrime Debt Settlement stands out from the competition because it only requires clients to have a minimum balance of $500. Most firms require at least $10,000 of unsecured debt.
- Not accredited by the ACDR or the IAPDA. FluxPrime Debt Settlement is not a member of the Association for Consumer Debt Relief (ACDR), which is the major trade association for the debt settlement industry. Furthermore, it does not invest in the accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA) either.
- Established company. FluxPrime Debt Settlement has been in business for 8 years.
- Multiple types of debt. FluxPrime Debt Settlement settles private student loans, business debt, and all types of unsecured debt, such as credit cards and personal loans.
- Charges a monthly consultancy fee. Charging an advance fee prior to achieving a successful settlement is illegal under FTC regulations but companies that bundle other financial services, such as credit repair, or that are partnered with law firms have a loophole. FluxPrime Debt Settlement charges monthly fee of up to $49 for additional services, such as time with a tax attorney or a budgeting consultant. Most debt relief firms do not charge this fee.
- Available in most states. FluxPrime Debt Settlement is available in 49 states, and Washington, DC.
FluxPrime Debt Settlement Pros & Cons
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FluxPrime Debt Settlement FAQ
What does FluxPrime Debt Settlement do?
FluxPrime Debt Settlement offers debt relief services for the following types of debt:
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
- Business debt.
- Private student loans.
What does FluxPrime Debt Settlement charge?
FluxPrime Debt Settlement settlement fees typically range from 12% of the enrolled debt up to 17% of the enrolled debt, depending on state regulations.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with FluxPrime Debt Settlement for an accurate quote.
Does FluxPrime Debt Settlement offer a guarantee?
Yes, FluxPrime Debt Settlement does advertise a program guarantee and you won't be charged any fees until your debts are settled. Charging upfront fees is illegal in the debt settlement industry anyway. Check with FluxCredit Inc. for more details on their guarantee.
What is the minimum debt FluxPrime Debt Settlement will consider?
FluxPrime Debt Settlement is recommended for customers with an unsecured debt of $500 or more. Customers with less than $500 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does FluxPrime Debt Settlement perform its own servicing in-house?
Yes, FluxPrime Debt Settlement employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.
What accreditations does FluxPrime Debt Settlement have?
The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
- FluxPrime Debt Settlement is not an accredited ACDR member.
- FluxPrime Debt Settlement is not an IAPDA member.
Is FluxCredit Inc. a legit company?
FluxCredit Inc. was founded in 2018. It is an established company that has been in business for 8 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Message from FluxPrime Debt Settlement
Hours of Operation
Sunday
Closed
Monday
8:00AM - 6:00PM
Tuesday
8:00AM - 6:00PM
Wednesday
8:00AM - 6:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 6:00PM
Saturday
8:00AM - 6:00PM