Last Updated: 04/18/2025
National Fidelity Financial Debt Settlement
Unaffiliated
in Debt Help from National Fidelity Financial
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Debt Help
Check to see if you are a good candidate for debt relief.
Get matched with a firm that specializes in your unique case.
Enjoy a free consultation from a leading debt expert.
Highlights
Minimum Debt Owed
$10,000
Settlement Fee %
25%(Verified 06/21/2024)
Monthly Service Fee
$0(Verified 06/21/2024)
National Fidelity Financial Debt Settlement Review
National Fidelity Financial Debt Settlement is a debt settlement company based in , . It offers debt relief services to borrowers in 18 states (and Washington, DC). National Fidelity Financial Debt Settlement was founded in 2022. It is an established company that has been in business for 4 years.
Key Takeaways
- Minimum debt balance of $10,000. National Fidelity Financial Debt Settlement only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies. However, it will also only settle individual accounts if they have a balance of $750 or more per account.
- ACDR and IAPDA accredited. National Fidelity Financial Debt Settlement is a member of the Association for Consumer Debt Relief (ACDR), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
- Established company. National Fidelity Financial Debt Settlement has been in business for 4 years.
- Only considers unsecured debts. National Fidelity Financial Debt Settlement will only settle unsecured debts. These include credit card accounts and personal loans.
- Only available in some states. National Fidelity Financial Debt Settlement is only available in 18 states, and Washington, DC.
National Fidelity Financial Debt Settlement Pros & Cons
| Pros | Cons |
|
|
National Fidelity Financial Debt Settlement FAQ
What does National Fidelity Financial Debt Settlement do?
National Fidelity Financial Debt Settlement offers debt relief services for the following types of debt:
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
What does National Fidelity Financial Debt Settlement charge?
National Fidelity Financial Debt Settlement charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, National Fidelity Financial Debt Settlement only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.
National Fidelity Financial Debt Settlement settlement fees are 25% of the enrolled debt.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with National Fidelity Financial Debt Settlement for an accurate quote.
Does National Fidelity Financial Debt Settlement offer a guarantee?
Yes, National Fidelity Financial Debt Settlement does advertise a program guarantee and you won't be charged any fees until your debts are settled. Charging upfront fees is illegal in the debt settlement industry anyway. Check with National Fidelity Financial for more details on their guarantee.
What is the minimum debt National Fidelity Financial Debt Settlement will consider?
National Fidelity Financial Debt Settlement is recommended for customers with an unsecured debt of $10,000 or more. Customers with less than $10,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does National Fidelity Financial Debt Settlement perform its own servicing in-house?
Yes, National Fidelity Financial Debt Settlement employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.
What accreditations does National Fidelity Financial Debt Settlement have?
The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
- National Fidelity Financial Debt Settlement is an accredited ACDR member.
- National Fidelity Financial Debt Settlement is an IAPDA member.
Is National Fidelity Financial a legit company?
National Fidelity Financial was founded in 2022. It is an established company that has been in business for 4 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Hours of Operation
Sunday
10:00AM - 5:00PM
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
10:00AM - 5:00PM