Oak View Law Group

in Debt Settlement Companies from Oak View Law Group APC

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Oak View Law Group


in Debt Settlement Companies from Oak View Law Group APC

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% of Debt Fee Starting at 15%
Minimum Debt Owed $1,000

Oak View Law Group Review

Oak View Law Group is a debt settlement company based in Los Altos, CA. It offers debt relief services to borrowers in 46 state across the USA. Founded in 2007, it is a well-established company that has been in business for over 10 years.

Key Takeaways
  • Low debt minimum. Oak View Law Group stands out from the competition because it only requires clients to have a minimum balance of $1,000. Most firms require at least $10,000 of unsecured debt.
  • Not accredited by the AFCC or the IAPDA. Oak View Law Group is not a member of the American Fair Credit Council (AFCC), which is the major trade association for the debt settlement industry. Furthermore, it does not invest in the accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA) either.
  • Well-established firm. Oak View Law Group has been in business for 13 years.
  • Types of debt settled. Oak View Law Group will only settle unsecured debts. These include credit card accounts, personal loans, payday loans, and medical bills.
  • Charges a monthly consultancy fee. Charging an advance fee prior to achieving a successful settlement is illegal under FTC regulations but companies that bundle other financial services, such as credit repair, or that are partnered with law firms have a loophole. Oak View Law Group charges monthly fee of up to $50 for additional services, such as time with a tax attorney or a budgeting consultant. Most debt relief firms do not charge this fee.
  • Available in most states. Oak View Law Group is available in 46 states.
  • Offers in-house debt relief services. Some debt settlement companies act as intermediaries for larger firms. This company uses its own staff to handle debt settlement accounts.
  • Customer service availability. Oak View Law Group allows users to track the progress of their settlement online. It also provides customer support seven days a week.
Oak View Law Group Pros & Cons
Pros Cons
  • Lower than average fees
  • Low minimum debt
  • Is not an AFCC member
  • Does not have IAPDA accredited debt specialists
  • Charges a consultancy fee
Oak View Law Group FAQ

What does Oak View Law Group do?

Oak View Law Group offers debt relief services for the following types of debt:

  • Unsecured debt, such as credit card debt, personal loans and medical debt

What does Oak View Law Group charge?

Oak View Law Group operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt.

Oak View Law Group charges fees that range from 15% of the enrolled debt depending on the amount of enrolled debt provided.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Oak View Law Group directly to determine an accurate quote.

Does Oak View Law Group offer a guarantee?

Yes, Oak View Law Group does advertise a money back guarantee. Money back guarantees in the debt settlement industry typically state you won't be charged any fees until your debts are settled. However, charging upfront fees is illegal in the debt settlement industry anyway. Check with {partent busines} for more details on their guarantee.

What is the minimum debt Oak View Law Group will consider?

Oak View Law Group will only consider customers with unsecured debt of $1,000 or more. Customers with less than $1,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Oak View Law Group perform its own servicing in-house?

Yes, Oak View Law Group employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does Oak View Law Group have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

  • Oak View Law Group is not an accredited AFCC member.
  • Oak View Law Group is not an IAPDA member.
Oak View Law Group Disclosure: To avoid any kind of miscommunication, OVLG provides consumers with Good Faith Estimate, Letter of Acknowledgement and a Written Agreement where everything is given in details.
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Hours of Operation

Pacific Time
  • Sunday 8:00am - 9:00pm
  • Monday 8:00am - 9:00pm
  • Tuesday 8:00am - 9:00pm
  • Wednesday 8:00am - 9:00pm
  • Thursday 8:00am - 9:00pm
  • Friday 8:00am - 9:00pm
  • Saturday 8:00am - 9:00pm

About Oak View Law Group


  Available in 46 states
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wyoming

Feature Breakdown

Money Back Guarantee  
Monthly Fee $50
% of Debt Fee Starting at 15%
Debt Type Unsecured Debt
Minimum Debt Owed $1,000
Program Length 6 - 48
Contingency Model  
In-House Servicing  

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