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Rescue One Financial

in Debt Settlement Companies from Rescue One Financial Inc.

Unaffiliated Visit Site Get Debt Help Now Visit Site

Rescue One Financial

Unaffiliated

in Debt Settlement Companies from Rescue One Financial Inc.

SuperMoney Net Recommendation Score +83%

SUPERMONEY NET RECOMMENDATION SCORE

+83%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly recommended

11 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Strongly recommended
% of Debt Fee Starting at 21%
Minimum Debt Owed $10,000
Number of Reviews 12

Rescue One Financial Review

Rescue One Financial is a debt settlement company based in Irvine, CA. It offers debt relief services to borrowers in 39 states (and Washington, DC). Rescue One Financial was founded in 2010. It is an established company that has been in business for years.

Key Takeaways
  • Minimum debt balance of $10,000. Rescue One Financial only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies.
  • AFCC and IAPDA accredited. Rescue One Financial is a member of the American Fair Credit Council (AFCC), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
  • Established company. Rescue One Financial has been in business for years.
  • Multiple types of debt. Rescue One Financial settles private student loans, business debt, and all types of unsecured debt, such as credit cards and personal loans.
  • Available in most states. Rescue One Financial is available in 39 states.
  • Does not service its own debt relief cases. Rescue One Financial uses a third-party company to service debt settlement accounts.
Rescue One Financial Pros & Cons
Pros Cons
  • No monthly consultancy fee
  • Has IAPDA accredited debt specialists on staff
  • AFCC member
  • Only considers clients with a minimum debt balance of $10,000
Rescue One Financial FAQ

What does Rescue One Financial do?

Rescue One Financial offers debt relief services for the following types of debt:

  • Unsecured debt, such as credit card debt, personal loans and medical debt
  • Business debt

What does Rescue One Financial charge?

Rescue One Financial operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt.

Rescue One Financial charges fees that range from 21% of the enrolled debt depending on the amount of enrolled debt provided.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Rescue One Financial directly to determine an accurate quote.

Does Rescue One Financial offer a guarantee?

Yes, Rescue One Financial does advertise a money back guarantee. Money back guarantees in the debt settlement industry typically state you won't be charged any fees until your debts are settled. However, charging upfront fees is illegal in the debt settlement industry anyway. Check with {partent busines} for more details on their guarantee.

What is the minimum debt Rescue One Financial will consider?

Rescue One Financial will only consider customers with unsecured debt of $10,000 or more. Customers with less than $10,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Rescue One Financial perform its own servicing in-house?

No, Rescue One Financial partners with third party service providers who negotiate on behalf of the clients they enroll.

What accreditations does Rescue One Financial have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

  • Rescue One Financial is an accredited AFCC member.
  • Rescue One Financial is an IAPDA member.

Rescue One Financial Disclosure: Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, or 68% to 85% including fees, over 24 to 48 months. Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on our own professional experience and prior achieved results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to your creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   16842 Von Karman Avenue Suite 300
    Irvine, CA 92606
  •   Visit Site

Hours of Operation

Pacific Time
  • Sunday Closed
  • Monday 7:00am - 7:00pm
  • Tuesday 7:00am - 7:00pm
  • Wednesday 7:00am - 7:00pm
  • Thursday 7:00am - 7:00pm
  • Friday 7:00am - 7:00pm
  • Saturday 7:00am - 7:00pm

About Rescue One Financial

Availability

  Available in 39 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Wisconsin

Feature Breakdown

Money Back Guarantee  
Monthly Fee $0
% of Debt Fee Starting at 21%
Debt Type
  • Unsecured Debt
  • Business Debt
  • Private Student Loans
Minimum Debt Owed $10,000
Program Length 24 - 48
AFCC Member  
Contingency Model  
IAPDA Member  

Rescue One Financial Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+83%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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