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Last Updated: 04/18/2025

Rescue One Financial

in Debt Help from Rescue One Financial Inc.

Last Updated: 04/18/2025

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Strongly recommended15 total votes
14 users recommend
1 users don't recommend
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Highlights

Community Rating

Strongly recommended

Minimum Debt Owed

$10,000

Settlement Fee %

Starting at 21%(Verified 06/21/2024)
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Monthly Service Fee

$0(Verified 06/21/2024)
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Number of Reviews

15

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Rescue One Financial Review

Rescue One Financial is a debt settlement company based in Irvine, CA. It offers debt relief services to borrowers in 39 states (and Washington, DC). Founded in 2010, it is a well-established company that has been in business for over 10 years.

Key Takeaways

  • Minimum debt balance of $10,000. Rescue One Financial only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies.
  • ACDR and IAPDA accredited. Rescue One Financial is a member of the Association for Consumer Debt Relief (ACDR), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
  • Well-established company. Rescue One Financial has been in business for 16 years.
  • Multiple types of debt. Rescue One Financial settles private student loans, business debt, and all types of unsecured debt, such as credit cards and personal loans.
  • Available in most states. Rescue One Financial is available in 39 states, and Washington, DC.

Rescue One Financial Pros & Cons

Rescue One Financial FAQ

What does Rescue One Financial do?

Rescue One Financial offers debt relief services for the following types of debt:
  • Unsecured debt, such as credit card debt, medical debt, and personal loans.
  • Business debt.
  • Private student loans.

What does Rescue One Financial charge?

Rescue One Financial charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, Rescue One Financial only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.
Rescue One Financial settlement fees are about 21% of the enrolled debt, though this can vary by state.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with Rescue One Financial for an accurate quote.

Does Rescue One Financial offer a guarantee?

Yes, Rescue One Financial does advertise a program guarantee and you won't be charged any fees until your debts are settled. Charging upfront fees is illegal in the debt settlement industry anyway. Check with Rescue One Financial Inc. for more details on their guarantee.

What is the minimum debt Rescue One Financial will consider?

Rescue One Financial is recommended for customers with an unsecured debt of $10,000 or more. Customers with less than $10,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Rescue One Financial perform its own servicing in-house?

No, Rescue One Financial partners with third party service providers who negotiate on behalf of the clients they enroll.

What accreditations does Rescue One Financial have?

The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
  • Rescue One Financial is an accredited ACDR member.
  • Rescue One Financial is an IAPDA member.

Is Rescue One Financial Inc. a legit company?

Rescue One Financial Inc. was founded in 2010, it is a well-established company that has been in business for 16 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.

Rescue One Financial Disclosure: Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, or 68% to 85% including fees, over 24 to 48 months. Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on our own professional experience and prior achieved results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to your creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Rescue One Financial

The juggling act ends as soon as you organize your debts into one affordable amount. We set you free faster. Banish worry. Save more. We handle your repayment negotiations & can reduce your balance while eliminating future interest. Payments are made to the creditors directly, so no third-party management will be reflected on the credit report.

Our certified Debt Specialists are all driven to do everything we can to save you money and drastically reduce your debt. We try to make every step of our process as transparent as possible because we want every client to feel confident in their partnership with Rescue One Financial.

Contact

Headquarters

16842 Von Karman Avenue Suite 300
Irvine, CA 92606
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Hours of Operation

Sunday
Closed
Monday
7:00AM - 7:00PM
Tuesday
7:00AM - 7:00PM
Wednesday
7:00AM - 7:00PM
Thursday
7:00AM - 7:00PM
Friday
7:00AM - 7:00PM
Saturday
7:00AM - 7:00PM

Other Services by Rescue One Financial Inc.