Is Rescue One Financial the right fit for you?
Debt Settlement
36 more
Last Updated: 04/18/2025
SuperMoney User Recommendation Score +87
Strongly recommended15 total votes
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Highlights
Community Rating
Strongly recommended
Minimum Debt Owed
$10,000
Settlement Fee %
Starting at 21%(Verified 06/21/2024)
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Monthly Maintenance Fee
$0(Verified 06/21/2024)
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Number of Reviews
Rescue One Financial Review
Rescue One Financial is a debt settlement company based in Irvine, CA. It offers debt relief services to borrowers in 39 states (and Washington, DC). Founded in 2010, it is a well-established company that has been in business for over 10 years.
Key Takeaways
- Minimum debt balance of $10,000. Rescue One Financial only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies.
- ACDR and IAPDA accredited. Rescue One Financial is a member of the Association for Consumer Debt Relief (ACDR), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
- Well-established company. Rescue One Financial has been in business for 16 years.
- Multiple types of debt. Rescue One Financial settles private student loans, business debt, and all types of unsecured debt, such as credit cards and personal loans.
- Available in most states. Rescue One Financial is available in 39 states, and Washington, DC.
Rescue One Financial Pros & Cons
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Rescue One Financial FAQ
What does Rescue One Financial do?
Rescue One Financial offers debt relief services for the following types of debt:
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
- Business debt.
- Private student loans.
What does Rescue One Financial charge?
Rescue One Financial charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, Rescue One Financial only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.
Rescue One Financial settlement fees are about 21% of the enrolled debt, though this can vary by state.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with Rescue One Financial for an accurate quote.
Does Rescue One Financial offer a guarantee?
Yes, Rescue One Financial does advertise a program guarantee and you won't be charged any fees until your debts are settled. Charging upfront fees is illegal in the debt settlement industry anyway. Check with Rescue One Financial Inc. for more details on their guarantee.
What is the minimum debt Rescue One Financial will consider?
Rescue One Financial is recommended for customers with an unsecured debt of $10,000 or more. Customers with less than $10,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does Rescue One Financial perform its own servicing in-house?
No, Rescue One Financial partners with third party service providers who negotiate on behalf of the clients they enroll.
What accreditations does Rescue One Financial have?
The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
- Rescue One Financial is an accredited ACDR member.
- Rescue One Financial is an IAPDA member.
Is Rescue One Financial Inc. a legit company?
Rescue One Financial Inc. was founded in 2010, it is a well-established company that has been in business for 16 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.
Provider Disclosure: Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, or 68% to 85% including fees, over 24 to 48 months. Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on our own professional experience and prior achieved results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to your creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Rescue One Financial
Contact
Headquarters
Hours of Operation
SundayClosedMonday7:00AM - 7:00PMTuesday7:00AM - 7:00PMWednesday7:00AM - 7:00PMThursday7:00AM - 7:00PMFriday7:00AM - 7:00PMSaturday7:00AM - 7:00PM
Other Services by Rescue One Financial Inc.
Availability
Available in 39 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Idaho
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Mexico
- New York
- North Carolina
- Ohio
- Oklahoma
- Pennsylvania
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Wisconsin
SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +87, or 4.7 on a 5-point rating scale.
+87
-1000+100
No one recommends
Everyone recommends
Reviewer Sentiment Over Time
Rescue One Financial Community Reviews
Would you recommend Rescue One Financial to your friends?
ES
Elana S.
Feb 27, 2021
Would Recommend
very patient people. they explain details in the best way possible so you can understand them and answer all the questions you have. it was one of the best experiences i have with finance
SU
Supriyanto U.
Dec 27, 2020
Would Recommend
????????????I need real your help ????????????I real need investor(loan) I'am just need $150,000????????????the shoe factory construction area is 52 hectares and costs 700 billion, so I need investors to finance the project because the employment contract system with Korean businessmen, the payment is paid after the project runs 35% of the construction????????????,700 billion Indonesian currency is equal to 50,299,774.00USD, and faster better????????????,Because of the Money funds from you ... will ...Show More
MP
Matt P.
Dec 5, 2020
Would Recommend
I believe Rescue One Financial is a reliable service that dedicates its true effort to the purchaser of the product as it did with my family. For starters Rescue One financial is an AFCC accredited company and a 100% FTC compliant composed company so we put our trust in the company relatively fast. With a workforce of 72 highly trained consumer debt and financial consultant professionals we had no worry ...Show More
JS
James S.
Nov 18, 2017
Would Recommend
Rescue one financial saved my life when I was going through the most drastic phase of my life. Their suggestions helped me a lot. I recommend them to everything looking for financial suggestions.
TM
Thomas M.
Nov 15, 2017
Would Recommend
Outstanding experience. They kept their promised and performed well. Keep the good work up guys.
AS
Amy S.
Nov 14, 2017
Would Recommend
It was a pleasure dealing with Rescue one people. They are very nice and know their job. Their opinions were honest and reliable.
U
Anonymous
Nov 11, 2017
Would not Recommend
Edgar Sanchez is the person that reached out to me by email. The send the info. to the wrong address because the young lady that took it got it wrong, even after I spelled it out for her. Edgar Sanchez called me at 9:00pm to tell me that he was still working on my loan, but that was not the case he was trying to find a company ...Show More
NG
Neil G.
Nov 10, 2017
Would Recommend
As the name was rightfully given, Rescue one really rescued me financially when I was going through a drastic situation in my life. Thanks guys.
JN
Jimmy N.
Nov 8, 2017
Would Recommend
Really thankful to Rescue one financial people. They are knowledgeable and know what they're doing. Would love to refer them to others.
AK
Armando K.
Nov 2, 2017
Would Recommend
Can't thank enough the Rescue One guys. They saved my lot of money and saved me from a bad situation. Really thankful to them.
ST
Stephen T.
Oct 26, 2017
Would Recommend
Rescue one financial was my life saver. These people are professional in true sense. Their advise saved my thousands of dollar and saved me from being blacklisted.
AS
Amy S.
Oct 24, 2017
Would Recommend
When it comes to a financial crisis, you're just a poor guy. And that's what happened to me when I had a heart surgery last Jan. My life and business were going well and I was paying my regular EMIs and bills on time. But after my heart attack I kind of lost control and hence got into deep crisis. At that time I found Rescue one Financial. With all ...Show More
LC
Laura C.
Oct 23, 2017
Would Recommend
A few months back I found myself overwhelmed with personal locals and credit cards and had really bad time financially. I was unsure what to do - thought to get another loan, when one of my friends told me about a repayment program. He suggested me to give a call to Rescue One Financial. There was little paperwork on my part and everything moved quickly from my initial conversation with ...Show More
RJ
Roy J.
Oct 19, 2017
Would Recommend
Rescue One Financial helped me when I was going through the most drastic phase of my life. Really thankful to them.
SM
Scott M.
Oct 16, 2017
Would Recommend
Great customer service, so thankful to Rescue one financial. You guys really got me in the right program.
Showing 15 of 15 reviews
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