Last Updated: 04/18/2025
Cast Your Vote
Compare All Debt Help
Check to see if you are a good candidate for debt relief.
Get matched with a firm that specializes in your unique case.
Enjoy a free consultation from a leading debt expert.
Highlights
Minimum Debt Owed
$500
Settlement Fee %
15% - 22%(Verified 06/21/2024)
Monthly Service Fee
$0(Verified 06/21/2024)
Swift Debt Relief Review
Swift Debt Relief is a debt settlement company based in Westminster, CA. It offers debt relief services to borrowers in 6 state across the USA. Swift Debt Relief was founded in 2021. It is an established company that has been in business for 5 years.
Key Takeaways
- Low debt minimum. Swift Debt Relief stands out from the competition because it only requires clients to have a minimum balance of $500. Most firms require at least $10,000 of unsecured debt.
- IAPDA accredited. Swift Debt Relief invests in the training and accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA). However, it's not a member of the Association for Consumer Debt Relief (ACDR), the debt settlement industry's major trade association.
- Established company. Swift Debt Relief has been in business for 5 years.
- Multipe types of debt settled. Swift Debt Relief settles all types of unsecured debt and private student loans. Unsecured debt includes credit card debt, personal loans, and certain types of student loans.
- Only available in some states. Swift Debt Relief is only available in 6 states.
Swift Debt Relief Pros & Cons
| Pros | Cons |
|
|
Swift Debt Relief FAQ
What does Swift Debt Relief do?
Swift Debt Relief offers debt relief services for the following types of debt:
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
- Private student loans.
What does Swift Debt Relief charge?
Swift Debt Relief settlement fees typically range from 15% of the enrolled debt up to 22% of the enrolled debt, depending on state regulations.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with Swift Debt Relief for an accurate quote.
Does Swift Debt Relief offer a guarantee?
No, Swift Debt Relief does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.What is the minimum debt Swift Debt Relief will consider?
Swift Debt Relief is recommended for customers with an unsecured debt of $500 or more. Customers with less than $500 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does Swift Debt Relief perform its own servicing in-house?
Yes, Swift Debt Relief employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.
What accreditations does Swift Debt Relief have?
The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
- Swift Debt Relief is not an accredited ACDR member.
- Swift Debt Relief is an IAPDA member.
Is SWIFT DEBT RELIEF INC. a legit company?
SWIFT DEBT RELIEF INC. was founded in 2021. It is an established company that has been in business for 5 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
6:30AM - 4:30PM
Tuesday
6:30AM - 4:30PM
Wednesday
6:30AM - 4:30PM
Thursday
6:30AM - 4:30PM
Friday
6:30AM - 4:30PM
Saturday
Closed