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Vantage Acceptance

in Debt Settlement Companies from Vantage Acceptance Inc.

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Vantage Acceptance

Unaffiliated

in Debt Settlement Companies from Vantage Acceptance Inc.

Net Recommendation Score -50%

SUPERMONEY NET RECOMMENDATION SCORE

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-100% 0% +100%
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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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Highlights
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Community Rating

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% of Debt Fee 60% - 70%
Minimum Debt Owed $5,000

Vantage Acceptance Review

Vantage Acceptance is a debt settlement company based in Woodland Hills, CA. It offers debt relief services to borrowers in 50 states (and Washington, DC). Founded in 2009, it is a well-established company that has been in business for over 10 years.

Key Takeaways
  • Low debt minimum. Vantage Acceptance stands out from the competition because it only requires clients to have a minimum balance of $5,000. Most firms require at least $10,000 of unsecured debt.
  • AFCC and IAPDA accredited. Vantage Acceptance is a member of the American Fair Credit Council (AFCC), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
  • Well-established firm. Vantage Acceptance has been in business for 11 years.
  • Types of debt settled. Vantage Acceptance will only settle unsecured debts. These include credit card accounts, personal loans, payday loans, and medical bills.
  • Available in most states. Vantage Acceptance is available in 50 states.
  • Does not service its own debt relief cases. Vantage Acceptance uses a third-party company to service debt settlement accounts.
Vantage Acceptance Pros & Cons
Pros Cons
  • No monthly consultancy fee
  • Low minimum debt
  • Has IAPDA accredited debt specialists on staff
  • AFCC member
Vantage Acceptance FAQ

What does Vantage Acceptance do?

Vantage Acceptance offers debt relief services for the following types of debt:

  • Unsecured debt, such as credit card debt, personal loans and medical debt

What does Vantage Acceptance charge?

Vantage Acceptance operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt.

Vantage Acceptance charges fees that range from 60% of the enrolled debt up to 70% of the enrolled debt, depending on the amount of enrolled debt provided.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Vantage Acceptance directly to determine an accurate quote.

Does Vantage Acceptance offer a guarantee?

No, Vantage Acceptance does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.

What is the minimum debt Vantage Acceptance will consider?

Vantage Acceptance will only consider customers with unsecured debt of $5,000 or more. Customers with less than $5,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Vantage Acceptance perform its own servicing in-house?

No, Vantage Acceptance partners with third party service providers who negotiate on behalf of the clients they enroll.

What accreditations does Vantage Acceptance have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

  • Vantage Acceptance is an accredited AFCC member.
  • Vantage Acceptance is an IAPDA member.

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Contact

Hours of Operation

Pacific Time
  • Sunday Closed
  • Monday 7:00am - 5:00pm
  • Tuesday 7:00am - 5:00pm
  • Wednesday 7:00am - 5:00pm
  • Thursday 7:00am - 5:00pm
  • Friday 7:00am - 5:00pm
  • Saturday Closed

About Vantage Acceptance

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Monthly Fee $0
% of Debt Fee 60% - 70%
Debt Type Unsecured Debt
Minimum Debt Owed $5,000
AFCC Member  
Contingency Model  
IAPDA Member  

Vantage Acceptance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-50%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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