DebtHelp Inc. was founded in 2006 and is based in Columbus, OH.

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<ul class="bulleted-takeaways">

{{#if features.money_back_guarantee.feature_value}}
<li>Money-back guarantee. {{business_name}} offers a money-back guarantee if you can cancel your debt resolution program (terms and conditions apply). Only a few debt settlement firms offer this feature.</li>
{{/if}}


{{#if features.debt_owed.feature_value}}
 {{#ifCond features.debt_owed.feature_value '>' 10000}}
 <li>High debt minimum. {{business_name}} only considers clients with a debt balance of at least {{currency features.debt_owed.feature_value}}, which is higher than most.</li>
 {{else}}
 {{#ifCond features.debt_owed.feature_value '==' 10000}}
 <li>Minimum debt balance of $10,000. {{business_name}} will only take on clients that have at least $10,000 in debt, which is the minimum balance for most debt settlement companies.</li>
 {{else}}
 {{#ifCond features.debt_owed.feature_value '<' 10000}}
 <li>Low minimum debt. {{business_name}} considers clients with debt balances as low as {{currency features.debt_owed.feature_value}}, which is lower than what most debt settlement firms will consider.</li>
 {{#ifCond features.debt_owed.feature_value '==' 0}}
 <li>No minimum debt. Most debt settlement firms only consider clients that owe $10,000 or more in unsecured loans. {{business_name}} does not have a minimum debt balance.</li>
 {{/ifCond}}
 {{/ifCond}}
 {{/ifCond}}
{{/ifCond}}
{{/if}}


{{#if features.pricing_model.feature_options.[Contingency Fee (% of savings)]}}
<li>Performance-based fees. {{business_name}} bases its fees on how much you save when a settlement is accepted and not on the total debt enrolled like most debt settlement firms do.</li>
{{/if}}



{{#if features.afcc_member.feature_value}}
 {{#if features.iapda_member.feature_value}}
 <li>AFCC and IAPDA accredited. {{business_name}} is a member of the American Fair Credit Council (AFCC), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).</li>
 {{/if}}
{{/if}}
 
{{#if features.afcc_member.feature_value}}
 {{#unless features.iapda_member.feature_value}}
 <li>AFCC member. {{business_name}} is a member of the debt settlement industry's key trade association -- the American Fair Credit Council (AFCC). However, its debt resolution specialists are not accredited by the International Association of Professional Debt Arbitrators (IAPDA).</li>
 {{/unless}}
{{else}}
 {{#if features.iapda_member.feature_value}}
 <li>IAPDA accredited. {{business_name}} invests in the training and accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA). However, it's not a member of the American Fair Credit Council (AFCC), the debt settlement industry's major trade association.</li>
 {{/if}}
{{/if}}

{{#unless features.afcc_member.feature_value}}
 {{#unless features.afcc_member.feature_value}}
<li>Not accredited by the AFCC or the IAPDA. {{business_name}} is not a member of the American Fair Credit Council (AFCC), which is the major trade association for the debt settlement industry. Furthermore, it does not invest in the accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA) either.</li>
 {{/unless}}
{{/unless}}


{{#if years_in_business}}
{{#ifCond years_in_business '>' 10}}
<li>Well-established firm. {{business_name}} has been in business for {{years_in_business}} years.</li>
{{else}}
{{#ifCond years_in_business '>' 4}}
<li>Established company. {{business_name}} has been in business for {{years_in_business.feature_value}} years.</li>
{{else}}
{{#ifCond years_in_business '>' 0}}
<li>New firm. {{business_name}} has only been in business for {{years_in_business}} year{{#ifCond years_in_business '>' 1}}s{{/ifCond}}.</li>
{{else}}
{{#ifCond years_in_business '==' 0}}
<li>New company.</li> {{business_name}} is a newly formed company. It has been in business for less than a year.</li>
{{/ifCond}}
{{/ifCond}}
{{/ifCond}}
{{/ifCond}}
{{/if}}



{{#unless features.free_consultation.feature_value}}
<li>Charges an initial consultation fee. Unlike most debt settlement companies, {{business_name}} charges new customers a fee for assessing their debt relief options.</li>
{{/unless}}


{{#if features.no_monthly_consultancy_fee.feature_value}}
 <li>Does not charge a monthly fee. Unlike some debt relief firms, {{business_name}} does not charge a consultancy fee for additional services.</li>
{{else}}
 {{#if features.monthly_fee.feature_value2}}
 {{#ifCond features.monthly_fee.feature_value2 '>' 0}}<li>Charges a monthly consultancy fee Charging fees before a debt settlement finalizing a settlement has been banned by the Federal Trade Commission, but companies operating or partnered with law firms have a loophole. {{business_name}} charges monthly fee that ranges from {{currency features.monthly_fee.feature_value}} to {{currency features.monthly_fee.feature_value2}} for additional services, such as time with a tax attorney or a budgeting consultant. Most debt relief firms do not charge this fee.</li>
 {{else}}
 {{#ifCond features.monthly_fee.feature_value '>' 0}}<li>Charges a monthly consultancy fee. Charging an advance fee prior to achieving a successful settlement is illegal under FTC regulations but companies operating or partnered with law firms have a loophole. {{business_name}} charges monthly fee that starts at {{currency features.monthly_fee.feature_value}} for extra services, such as time with a tax lawyer or a savings consultant. This is a fee most debt relief firms don't charge.</li>
 {{/ifCond}}
 {{/ifCond}}
 {{/if}}
 {{/if}}



{{#ifCond features.states_offered.selected_option_count '>' 29}}
 <li>Available in most states. {{business_name}} is available in {{#if features.states_offered.feature_options.DC}}{{math features.states_offered.selected_option_count "-" 1}} states{{else}} {{features.states_offered.selected_option_count}} states{{/if}}.</li>
{{else}}
 {{#ifCond features.states_offered.selected_option_count '<' 30}}
 <li>Only available in some states. {{business_name}} is only available in {{#if features.states_offered.feature_options.DC}}{{math features.states_offered.selected_option_count "-" 1}} states{{else}}{{features.states_offered.selected_option_count}} states{{/if}}.</li>
 {{/ifCond}}
{{/ifCond}}


{{#if features.in_house_servicing.feature_value}}
<li>Offers in-house debt relief services. This company uses its own staff to service debt settlement cases.</li>
{{else}}
<li>Does not service its own debt relief cases. {{business_name}} hires a third-party company to manage its debt settlement cases.</li>
{{/if}}




</ul>

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A debt consolidation firm may be able to help you negotiate a settlement with your creditors for a lower amount. Debt consolidation firms typically have minimum requirements for unsecured debt, maximum credit scores, and geographic restrictions. We were able to pre-qualify you for a free consultation with one or more debt consolidation firms based on your {{#ifCond unsecured_debt_amount '!==' null}} {{#ifCond estimated_credit_score_unsure '==' true}} unsecured debt amount of {{currency unsecured_debt_amount}} and residency in {{>states_full_name}}. {{else}} unsecured debt amount of {{currency unsecured_debt_amount}}, your {{>credit_score_text}} credit score and residency in {{>states_full_name}}. {{/ifCond}} {{#ifCond estimated_credit_score_unsure '==' true}} residency in {{>states_full_name}}. {{else}} {{/ifCond}} {{else}} {{>credit_score_text}} credit score and residency in {{>states_full_name}}.{{/ifCond}}

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DebtHelp Inc. .css-jeh8sl{margin:0;font-family:'ProximaNova','ProximaNova Fallback';font-weight:400;font-size:1rem;line-height:1.5;font-size:1.03rem;font-size:65%;vertical-align:10%;}(Company)