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Figure Lending LLC (Company)

Mostly recommended48 total votes across 4 products

32 users recommend

6 users are unsure

10 users don't recommend

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Mortgage
Refinance

Figure Lending LLC Review

Figure Lending LLC was founded in 2018 and is based in Charlotte, NC.

Learn more about Figure Lending LLC and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with Figure Lending LLC.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Figure

Figure is transforming the trillion–dollar financial services industry using blockchain technology. In three short years, Figure has unveiled a series of fintech firsts using the Provenance blockchain for loan origination, equity management, private fund services, banking and payments. To transform financial services through blockchain, bringing speed, efficiency and savings to both consumers and institutions.

Contact

Headquarters

650 S Tryon St

Suite 600

Charlotte, NC 28202

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 6:00PM

Tuesday

9:00AM - 6:00PM

Wednesday

9:00AM - 6:00PM

Thursday

9:00AM - 6:00PM

Friday

9:00AM - 6:00PM

Saturday

9:00AM - 6:00PM

SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +46, or 3.9 on a 5-point rating scale.

+46

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Figure Lending LLC Community Reviews

Would you recommend Figure Lending LLC to your friends?

Flora H.

May 18, 2026

May or may not recommend

Review for Figure HELOC

One of the things I liked most was that they considered applicants with fair credit. A lot of lenders turned me away immediately, but Figure gave me a realistic option and decent terms based on my situation.

Chrisie J.

May 16, 2026

May or may not recommend

Review for Figure HELOC

I used Figure to consolidate some high-interest debt, and the experience was smooth from start to finish. I appreciated the clear communication and the fact that there was no prepayment penalty if I wanted to pay it off early.

Angle H.

May 16, 2026

May or may not recommend

Review for Figure HELOC

The service works well if you’re comfortable with an online-only process. Funding was relatively fast, but the requirement to take the full draw upfront may not suit borrowers who only need access to smaller amounts over time.

Monday C.

May 16, 2026

May or may not recommend

Review for Figure HELOC

Figure HELOC surprised me with how quickly everything moved. I applied online over the weekend and got approval updates much faster than I expected. The fully digital process made things very convenient.

Milcah B.

May 15, 2026

May or may not recommend

Review for Figure HELOC

The loan funded quickly, but the fees took a noticeable chunk out of the amount I received. I also didn’t like being required to withdraw the full balance immediately.

Showing 5 of 48 reviews