Metropolitan Property & Casualty Insurance

Metropolitan Property & Casualty Insurance Review

Metropolitan Property & Casualty Insurance is an insurance carrier based in New York, NY. The company was founded in 1868 and offers flood insurance in 51 states in the USA. Flooding is the number one natural disaster in the United States. According to FEMA floods cost Americans more than a billion dollars a year. However, standard homeowners insurance policies don't cover flood damage. 

What types of coverage does Metropolitan Property & Casualty Insurance offer?

Flood insurance includes a variety of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. There are two main types of flood insurance: policies offered by the National Flood Insurance Program (NFIP) and those provided by private companies, also known as excess flood coverage. Metropolitan Property & Casualty Insurance only offers federal flood insurance policies..

NFIP Flood Coverage: Flood insurance through the National Flood Insurance Progam has two basic policies. One that covers the building property up to $250,000 and one that covers personal property up to $100,000.

Metropolitan Property & Casualty Insurance customers can also add the following riders or endorsements to their home insurance policies:

How can you save money on a Metropolitan Property & Casualty Insurance home insurance policy?

When you ask for a quote with Metropolitan Property & Casualty Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available. 

Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Metropolitan Property & Casualty Insurance.

What additional benefits does Metropolitan Property & Casualty Insurance offer?

Metropolitan Property & Casualty Insurance offers the following benefits to its customers:

What is the financial strength rating of Metropolitan Property & Casualty Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies.  SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.