Where does 1st Constitution Bank do business?

1st Constitution Bank is based in Cranbury, NJ. The company was founded in 1989 and offers home equity lines of credit (HELOCs) to borrowers in 1 state across the USA.

How much can you borrow with a HELOC?

Home equity lines of credit are lines of credit -- similar to a credit card -- that are secured by your home. Once you get approved for a certain amount, you can borrow as much as you need by writing a check or using a credit card attached to the account. 

1st Constitution Bank allows borrowers to apply for lines of credit of up to $500,000. Note that the maximum loan amount you can borrow will vary depending on the value of the property, how much you owe on it, and your creditworthiness. Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Is there a minimum draw requirement?

No, there isn't a minimum draw requirement

What fees does 1st Constitution Bank charge for a HELOC?

1st Constitution Bank may charge a loan origination fee.

  • Institution Type
  • Loan Amount
    $10000 - $500000
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