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  1st Constitution Bank HELOC

1st Constitution Bank HELOC

in Home Equity Lines of Credit from 1st Constitution Bank · NMLS ID #433840

Unaffiliated

1st Constitution Bank HELOC

Unaffiliated

in Home Equity Lines of Credit from 1st Constitution Bank · NMLS ID #433840

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Loan Amount $10,000 - $500,000
APR  (Variable APR) N/A
Maximum LTV N/A

1st Constitution Bank HELOC Review

1st Constitution Bank HELOC is offered by 1st Constitution Bank (NMLS #433840), a bank founded in 1989 and based in Cranbury, NJ. 1st Constitution Bank HELOC is available in 1 state across the USA.

1st Constitution Bank HELOC FAQ

How much can you borrow with a HELOC?

HELOCs are lines of credit that are secured by your home. Once you get approved for a certain amount, you can access your funds by check, phone, credit card, or online up to your HELOC amount.

1st Constitution Bank HELOC allows borrowers to apply for lines of credit of up to $500,000. Note that the maximum loan amount you can borrow will vary depending on the value of the property, how much you owe on it, and your creditworthiness.

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Is there a minimum draw requirement?

No, there isn't a minimum draw requirement.

What fees does 1st Constitution Bank HELOC charge for a HELOC?

1st Constitution Bank HELOC may charge a loan origination fee .

What types of property can you use as security for a HELOC with 1st Constitution Bank HELOC?

Lenders often have restrictions on the type of properties they will accept as security for a HELOC. 1st Constitution Bank HELOC will consider lines of credit secured by the following property types:

  • Primary homes.

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Message From 1st Constitution Bank HELOC

Home Equity Loans and Lines of Credit are available on your primary residence in amounts based upon a percentage of your home’s value, minus the outstanding balance on your current mortgage. 

Home Equity Lines of Credit, Flexibility to utilize your home’s equity as you need it. An effective means of addressing unexpected as well as planned expenses. A revolving feature that allows you to borrow, repay and re-borrow as needed. A monthly statement detailing all transactions and the amount of available credit is provided. Highly competitive interest rates. Annual percentage rate is variable, based upon the Wall Street Journal Prime Rate and is subject to change monthly after consummation. Monthly payments of principal and interest are required.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 5:00pm
  • Saturday 9:00am - 12:00pm

Other Services by 1st Constitution Bank

Availability

  Available in 1 state
New Jersey
Availabile in all of New Jersey

Feature Breakdown

Credit Score Range 650 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use Primary Home
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Loan Amount $10,000 - $500,000

1st Constitution Bank HELOC Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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