Last Updated: 04/18/2025
Arcstone Financial Home Equity Lines of Credit
Claimed
Last Updated: 04/18/2025
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Home Equity Lines of Credit
Filter & compare all your options in one place.
Highlights
Credit Score Range
Amount Range
Maximum LTV
Minimum Draw
Loan Term (Years)
Arcstone Financial Home Equity Lines of Credit Review
Key Takeaways
- Fair credit accepted. Borrowers with a credit score as low as 660 may qualify for Arcstone Financial Home Equity Lines of Credit.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Fast process. In some cases you can close on your home loan within 7 business days.
- No origination fees. Arcstone Financial Home Equity Lines of Credit does not charge fees for processing your application.
- High maximum LTV ratio. Arcstone Financial Home Equity Lines of Credit has a maximum loan to value ratio of 89.99%.
- Long loan terms. Arcstone Financial Home Equity Lines of Credit offers mortgage terms of up to 40 years. Most mortgage refinancing loans have a maximum term of 30 years.
- High maximum DTI ratio. Arcstone Financial Home Equity Lines of Credit requires a debt-to-income ratio of less than 50%. This ratio includes all your monthly debts, not just your proposed mortgage payment. Typically, lenders have a maximum DTI of 43% or lower.
Arcstone Financial Home Equity Lines of Credit Pros & Cons
| Pros | Cons |
|
|
Arcstone Financial Home Equity Lines of Credit FAQ
How much can you borrow with a HELOC?
What are the terms for Arcstone Financial Home Equity Lines of Credit?
Is there a minimum draw requirement?
What is the estimated funding time for a HELOC?
What fees does Arcstone Financial Home Equity Lines of Credit charge for a HELOC?
What types of property can you use as security for a HELOC with Arcstone Financial Home Equity Lines of Credit?
- Primary residences
- Secondary or vacation homes
Arcstone Financial Home Equity Lines of Credit Disclosure: Equal Opportunity Housing. Arcstone Financial Inc. is a California Corporation licensed by the Department of Real Estate, License #01468445, NMLS# 344236. Information subject to change without notice. This is not an offer for extension of credit or a commitment to lend. All rates, fees, and programs are subject to change and/or withdrawal from the lending practices without notice. Eligibility can vary based on meeting minimum credit score/tradeline, documentation, Loan to Value, and occupancy. Ask to speak with a home loan consultant for a pre-qualification/pre-approval or an approval.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.