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Home Equity Lines of Credit
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Last Updated: 04/18/2025

PNC Home Equity Line of Credit

in Home Equity Lines of Credit from PNC Bank

Last Updated: 04/18/2025

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Highlights

Credit Score Range

600 - 850

Amount Range

Starting at $10,000

Maximum LTV

84.9%

Minimum Draw

N/A

Loan Term (Years)

7 - 10

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PNC Home Equity Line of Credit Review

PNC Home Equity Line of Credit is offered by PNC Bank , a bank founded in 1845 and based in Pittsburgh, PA. PNC Bank are available in 50 states and Washington, DC.

Key Takeaways

  • Fair credit accepted. Borrowers with a credit score as low as 600 may qualify for PNC Home Equity Line of Credit.
  • Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • High maximum LTV ratio. PNC Home Equity Line of Credit has a maximum loan to value ratio of 84.9%.

PNC Home Equity Line of Credit Pros & Cons

PNC Home Equity Line of Credit FAQ

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does PNC Bank charge for a HELOC?

PNC Home Equity Line of Credit may charge an origination fee.

What types of property can you use as security for a HELOC with PNC Bank?

PNC Bank may consider HELOCs secured by the following property types:
  • Primary residences
  • Secondary or vacation homes

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PNC Home Equity Line of Credit logo

Message from PNC Bank

Take care of today, plan for tomorrow. Use a Home Equity Line of Credit to renovate your home, refinance your mortgage, consolidate debt or prepare for unexpected expenses.

A home equity line of credit (HELOC) lets you borrow money against the available equity in your home. PNC's Choice HELOC gives you the option to borrow at a variable interest rate or to lock in a fixed rate on balances of $5,000 or more. Fixed rate. Variable rate. You choose. That's why we call it a Choice Home Equity Line of Credit. Fix your roof, consolidate your bills, or pay off that new car. All with lower rates than other loan/credit options with the flexibility to switch between variable and fixed rate.

Contact

Headquarters

Tower at PNC Plaza 300 Fifth Ave
Pittsburgh, PA 1522
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Hours of Operation

Sunday
Closed
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 9:00PM
Saturday
8:00AM - 5:00PM

Other Services by PNC Bank