PNC Home Equity Line of Credit
PNC Home Equity Line of Credit
in Home Equity Lines of Credit from PNC Bank

PNC Home Equity Line of Credit

in Home Equity Lines of Credit from PNC Bank
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Home Equity Lines of Credit.
New American Funding HELOC
New American Funding HELOC

Rating not yet determined  

0 reviews
Loan Amount Starting at $10,000
APR  (Fixed APR) Starting at 4%
Maximum LTV 84.9%

PNC Home Equity Line of Credit Review

PNC Home Equity Line of Credit is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Home Equity Line of Credit is available in 50 states (and Washington, DC).

PNC Home Equity Line of Credit FAQ

Is there a minimum draw requirement?

No, there isn't a minimum draw requirement.

What range of rates does PNC Home Equity Line of Credit offer?

PNC Home Equity Line of Credit offers APRs as low as 4% .

Remember the APRs of HELOCs do not include points and financing charges, just the interest rate. Most home equity lines of credit have a variable interest rate. Fixed interest rates -- if available -- typically have higher APRs, but your monthly payments don't change over the life of the line of credit.

What fees does PNC Home Equity Line of Credit charge for a HELOC?

PNC Home Equity Line of Credit may charge a loan origination fee . There is also an annual fee of $50.

What types of property can you use as security for a HELOC with PNC Home Equity Line of Credit?

Lenders often have restrictions on the type of properties they will accept as security for a HELOC. PNC Home Equity Line of Credit will consider lines of credit secured by the following property types:

  • Primary homes.
  • Secondary homes and vacation properties

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From PNC Bank

Take care of today, plan for tomorrow. Use a Home Equity Line of Credit to renovate your home, refinance your mortgage, consolidate debt or prepare for unexpected expenses.

A home equity line of credit (HELOC) lets you borrow money against the available equity in your home. PNC's Choice HELOC gives you the option to borrow at a variable interest rate or to lock in a fixed rate on balances of $5,000 or more. Fixed rate. Variable rate. You choose. That's why we call it a Choice Home Equity Line of Credit. Fix your roof, consolidate your bills, or pay off that new car. All with lower rates than other loan/credit options with the flexibility to switch between variable and fixed rate.


Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 10:00am - 2:00pm

Other Services by PNC Bank


  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Annual Fee $50
Late Fee Amount $40
No Prepayment Fee
Credit Score Range 600 - 850
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use
  • Primary Home
  • Secondary Home
  • Investment
Joint Loan Applications Accepted
  • Co-borrower
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
Maximum LTV 84.9%
Repayment Period 30 years
Loan Term 7 - 10 years
Loan Amount Starting at $10,000
APR (Fixed APR) Starting at 4%
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)

Be the first to rate


Would you recommend PNC Home Equity Line of Credit to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)