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  PNC Home Equity Line of Credit

PNC Home Equity Line of Credit

in Home Equity Lines of Credit from PNC Bank

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PNC Home Equity Line of Credit

Unaffiliated

in Home Equity Lines of Credit from PNC Bank

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Highlights
Highlights
Loan Amount Starting at $10,000
APR  (Fixed APR) Starting at 4%
Maximum LTV 84.9%

PNC Home Equity Line of Credit Review

PNC Home Equity Line of Credit is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Home Equity Line of Credit is available in 50 states (and Washington, DC).

PNC Home Equity Line of Credit FAQ

Is there a minimum draw requirement?

No, there isn't a minimum draw requirement.

What range of rates does PNC Home Equity Line of Credit offer?

PNC Home Equity Line of Credit offers APRs starting at 4% .

Remember the APRs of HELOCs do not include points and financing charges, just the interest rate. Most home equity lines of credit have a variable interest rate. Fixed interest rates -- if available -- typically have higher APRs, but your monthly payments don't change over the life of the line of credit.

What fees does PNC Home Equity Line of Credit charge for a HELOC?

PNC Home Equity Line of Credit may charge a loan origination fee. There is also an annual fee of $50.

What types of property can you use as security for a HELOC with PNC Home Equity Line of Credit?

Lenders often have restrictions on the type of properties they will accept as security for a HELOC. PNC Home Equity Line of Credit will consider lines of credit secured by the following property types:

  • Primary homes.
  • Secondary homes and vacation properties

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Annual Fee $50
Late Fee Amount $40
Credit Score Range 600 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Joint Loan Applications Accepted Co-borrower
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
  • Driver License (or other photo ID)
Maximum LTV 84.9%
Repayment Period 30 years
Loan Term 7 - 10 years
Loan Amount Starting at $10,000
APR (Fixed APR) Starting at 4%
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)

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