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Home Equity Loans
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Last Updated: 04/18/2025

FB&T Home Equity Loan

in Home Equity Loans from FB&T

Last Updated: 04/18/2025

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Credit Score Range

580 - 840

Amount Range

N/A

Maximum LTV

N/A

Loan Term (Years)

N/A

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FB&T Home Equity Loan Review

FB&T Home Equity Loan is offered by FB&T (NMLS #460994), a bank founded in 1934 and based in Perry, OK. FB&T Home Equity Loan are available in 1 state.

Key Takeaways

  • Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Fair credit accepted. Borrowers with a credit score as low as 580 may qualify for FB&T Home Equity Loan.

FB&T Home Equity Loan Pros & Cons

FB&T Home Equity Loan FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does FB&T Home Equity Loan charge for a home equity loan?

FB&T Home Equity Loan may charge a loan origination fee

What types of property can you use as security for a home equity loan with FB&T Home Equity Loan?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. FB&T Home Equity Loan will consider loans secured by the following property types:
  • Primary home.
  • Secondary homes and vacation properties.
  • Investment properties and house flipping projects.

Is FB&T a legit company?

FB&T was founded in 1934, it is a well-established company that has been in business for 92 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

FB&T Home Equity Loan logo

Message from FB&T Home Equity Loan

You've worked hard making the monthly payments on your home over the years. Why not let it work for you now? A home equity loan can be just the product you need to remodel or repair your home, pay off credit cards, or provide funds for a variety of other needs.

Contact

Headquarters

407 7th Street
Perry, OK 73077
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Hours of Operation

Sunday

Closed

Monday

8:30AM - 3:00PM

Tuesday

8:30AM - 3:00PM

Wednesday

8:30AM - 3:00PM

Thursday

8:30AM - 3:00PM

Friday

8:30AM - 5:30PM

Saturday

Closed

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