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Last Updated: 04/18/2025

Members First CU of Florida Mortgage Refinance

from Members First Credit Union of Florida

Last Updated: 04/18/2025

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Highlights

Credit Score Range

600 - 850

Amount Range

N/A

Maximum LTV

N/A

Loan Term (Years)

15 - 30

Members First CU of Florida Mortgage Refinance Review

Members First CU of Florida Mortgage Refinance is offered by Members First Credit Union of Florida (NMLS #490547), a credit union founded in 1954 and based in Pensacola, FL. Members First CU of Florida Mortgage Refinance are available in 1 state.

Key Takeaways

Only primary residences considered. Members First CU of Florida Mortgage Refinance does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Fair credit accepted. Borrowers with a credit score as low as 600 may qualify for Members First CU of Florida Mortgage Refinance.

Members First CU of Florida Mortgage Refinance Pros & Cons

Pros

Cons

Considers applicants with fair credit.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.
Only available in 1 state.

Members First CU of Florida Mortgage Refinance FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Members First CU of Florida Mortgage Refinance charge for a home equity loan?

Members First CU of Florida Mortgage Refinance may charge a loan origination fee

What types of property can you use as security for a home equity loan with Members First CU of Florida Mortgage Refinance?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Members First CU of Florida Mortgage Refinance will consider loans secured by the following property types:

Primary home.

Is Members First Credit Union of Florida a legit company?

Members First Credit Union of Florida was founded in 1954, it is a well-established company that has been in business for 72 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

P.O. Box 12983

Pensacola, FL 32591

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Email Support

Hours of Operation

SundayClosedMonday9:00AM - 4:30PMTuesday9:00AM - 4:30PMWednesday9:00AM - 4:30PMThursday9:00AM - 4:30PMFriday9:00AM - 4:30PMSaturday8:30AM - 12:00PM

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Credit Score Range

600 - 850

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Amount Range

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Maximum LTV

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Loan Term (Years)

7 - 15

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Maximum LTV

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Credit Score Range

600 - 850

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850

Amount Range

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Maximum LTV

N/A

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Members First CU Florida Home Loan Program

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Credit Score Range

600 - 850

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850

Amount Range

$30K - $200K

Maximum LTV

N/A

Loan Term (Years)

7 - 12.5

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Rating not yet determined

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Credit Score Range

600 - 850

300

850

Amount Range

Starting at $30K

Maximum LTV

N/A

Loan Term (Years)

Up to 15

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

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