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Last Updated: 04/18/2025

Patriot Federal Credit Union Home Equity Loans

in Home Equity Loans from Patriot Federal Credit Union

Last Updated: 04/18/2025

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Credit Score Range

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Maximum LTV

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Loan Term (Years)

5 - 15

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Patriot Federal Credit Union Home Equity Loans Review

Patriot Federal Credit Union Home Equity Loans is offered by Patriot Federal Credit Union , a credit union founded in 1965 and based in Chambersburg, PA. patriot federal credit union are available in 50 states and Washington, DC.

Key Takeaways

  • Only primary residences considered. Patriot Federal Credit Union Home Equity Loans does not offer financing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Origination fees starting at $99.Origination fees are deducted from the loan amount, so take it into account when deciding how much you need to borrow.

Patriot Federal Credit Union Home Equity Loans Pros & Cons

Patriot Federal Credit Union Home Equity Loans FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Patriot Federal Credit Union Home Equity Loans charge for a home equity loan?

Patriot Federal Credit Union Home Equity Loans may charge a loan origination fee of $99.

What types of property can you use as security for a home equity loan with Patriot Federal Credit Union Home Equity Loans?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Patriot Federal Credit Union Home Equity Loans will consider loans secured by the following property types:
  • Primary home.

Is patriot federal credit union a legit company?

patriot federal credit union was founded in 1965, it is a well-established company that has been in business for 61 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

800 Wayne Ave
P.O. Box 778
Chambersburg, PA 17201
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Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
8:30AM - 12:00PM

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