How much can you borrow via 1st Alliance Mortgage Home Loans?

1st Alliance Mortgage Home Loans allows borrowers to apply for loan amounts of up to $424,100. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage programs does 1st Alliance Mortgage Home Loans offer?

1st Alliance Mortgage Home Loans offers the following mortgage types:

• Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
• FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
• VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does 1st Alliance Mortgage Home Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. 1st Alliance Mortgage Home Loans allows the following property usage types: 

• Primary home