1st Constitution Bank

1st Constitution Bank

in Home Purchase Mortgages from 1st Constitution Bank


1st Constitution Bank


in Home Purchase Mortgages from 1st Constitution Bank

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APR Starting at 5.5%
Loan Amount $5,000 - $1,000,000
Loan Term N/A years

1st Constitution Bank Review

Where does 1st Constitution Bank do business?

1st Constitution Bank is based in Cranbury, NJ. The company was founded in 1989 and offers mortgages to borrowers in 1 state.

How much can you borrow via 1st Constitution Bank?

1st Constitution Bank allows borrowers to apply for loan amounts of up to $1,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does 1st Constitution Bank offer?

1st Constitution Bank offers home loans with APRs starting at 5.5% .

Does 1st Constitution Bank charge a mortgage origination fee?

Yes, 1st Constitution Bank may charge a loan origination fee.

What mortgage programs does 1st Constitution Bank offer?

1st Constitution Bank offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does 1st Constitution Bank allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. 1st Constitution Bank allows the following property usage types: 

  • Primary home
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  Available in 1 state
New Jersey
Availabile in all of New Jersey

Feature Breakdown

Intended Use
  • Primary Home
Primary Residence  
APR Starting at 5.5%
Loan Amount $5K - $1M

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