Where does 1st Constitution Bank do business?

1st Constitution Bank is based in Cranbury, NJ. The company was founded in 1989 and offers mortgages to borrowers in 0 states across the USA.

How much can you borrow via 1st Constitution Bank?

1st Constitution Bank allows borrowers to apply for loan amounts of up to $1,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does 1st Constitution Bank offer?

1st Constitution Bank offers home loans with APRs starting at 5.5% .

Does 1st Constitution Bank charge a mortgage origination fee?

Yes, 1st Constitution Bank may charge a loan origination fee.

Does 1st Constitution Bank charge prepayment fees?

Yes, 1st Constitution Bank charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does 1st Constitution Bank offer?

1st Constitution Bank offers the following mortgage programs:

  • Conventional mortgages
  • FHA

What property usage types does 1st Constitution Bank allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. 1st Constitution Bank allows the following property usage types: 

  • Primary home 

  • Intended Use
    Primary Home
  • Primary Residence
  • Loan Amount
    $5000 - $1000000
  • APR
    Starting at 5.5%
  • Terms
    15, 30
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