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Last Updated: 04/18/2025

Banner Bank Home Loans

Q: What mortgage programs are available?

Besides conventional mortgages , Banner Bank mortgage offers the following mortgage types: FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For... Learn More at SuperMoney.com

from Banner Bank

Last Updated: 04/18/2025

Rating not yet determined1 total votes

1 users recommend

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Highlights

Credit Score Range

N/A

Amount Range

Up to $3,000,000

Loan Term (Years)

N/A

Banner Bank Home Loans Review

Banner Bank Home Loans is offered by Banner Bank (NMLS #439266), a bank founded in 1890 and based in Walla Walla, WA. Banner Bank mortgage are available in 5 states.

Key Takeaways

Only two mortgage programs offered. Banner Bank Home Loans provides FHA VA conforming and conventional mortgages.
Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Standard interest rates types.
Only primary residences considered. Banner Bank Home Loans does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Banner Bank Home Loans Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.
Only available in 5 states.

Banner Bank mortgage FAQ

How much can you borrow via Banner Bank?

Banner Bank mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does Banner Bank offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Banner Bank mortgage may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Banner Bank mortgage offers the following mortgage types:

FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does Banner Bank mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Banner Bank mortgage allows the following property usage types:

Primary home
Investment properties and house flipping projects

What is the customer service phone number?

The customer service number for Banner Bank Home Loans is (509) 527-3636.

What is the support contact email?

The support contact email for is merchantservices@bannerbank.com.

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Contact

Headquarters

10 S 1st Avenue

Walla Walla, WA 99362

(509) 527-3636

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Banner Bank Home Loans Community Reviews

Would you recommend Banner Bank Home Loans to your friends?

Bright L.

Oct 31, 2020

May or may not recommend

They are the best you can come across with. I needed to sort myself out of a certain mess I got myself to. I contacted Banner Bank Home loans, I was able to tender my request and I was attended to. I completed the paperwork and I must say there rate is very dope. They made getting loan easy. I strongly recommend them

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