Discover Home Loans Home Purchase Mortgages on SuperMoney

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Where does Discover Home Loans do business?

Discover Home Loans is based in Irvine, CA. The company was founded in 2012 and offers mortgages to borrowers in 50 states across the USA (and Washington, DC).

How much can you borrow via Discover Home Loans?

Discover Home Loans allows borrowers to apply for loan amounts of up to $150,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Discover Home Loans offer?

Discover Home Loans offers home loans with APRs starting at 4.49% and up to 11.99%.

Does Discover Home Loans charge a mortgage origination fee?

Yes, Discover Home Loans may charge a loan origination fee.

Does Discover Home Loans charge prepayment fees?

Yes, Discover Home Loans charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Discover Home Loans offer?

Discover Home Loans offers the following mortgage programs:

Conventional mortgages
FHA

What property usage types does Discover Home Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Discover Home Loans allows the following property usage types:

Primary home

Institution Type

Bank

Intended Use

Primary Home

Primary Residence

Loan Amount

$35000 - $150000
APR

4.49% - 11.99%

Terms

10, 15, 20, 30 years

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