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Where does Discover Home Loans do business?
Discover Home Loans is based in Irvine, CA. The company was founded in 2012 and offers mortgages to borrowers in 50 states (and Washington, DC).
How much can you borrow via Discover Home Loans?
Discover Home Loans allows borrowers to apply for loan amounts of up to $150,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What range of rates does Discover Home Loans offer?
Discover Home Loans offers home loans with APRs starting at 4.49% and up to 11.99%.
Does Discover Home Loans charge a mortgage origination fee?
Yes, Discover Home Loans may charge a loan origination fee.
What mortgage programs does Discover Home Loans offer?
Discover Home Loans offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What property usage types does Discover Home Loans allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Discover Home Loans allows the following property usage types:
- Primary home
Other Services by Discover Home Loans
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia