
Evergreen Home Loans Purchase Mortgages
Would you recommend Evergreen Home Loans Purchase Mortgages to your friends?
Community Rating |
Rating not yet determined |
Loan Amount | Up to $1,500,000 |
Loan Term (Years) | N/A |
Credit Score Range | N/A |
No Origination Fee | N/A |
Evergreen Home Loans Purchase Mortgages Review
Evergreen Home Loans Purchase Mortgages is offered by Evergreen Home Loans (NMLS #3182), a direct lender founded in 1987 and based in Bellevue, WA. Evergreen Home Loans are available in 7 states across the USA.
Key Takeaways
- 5 different mortgage programs offered. Evergreen Home Loans Purchase Mortgages offers FHA, FHA 203k, USDA, VA, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for financing. However, Evergreen Home Loans Purchase Mortgages does offer financing for primary and secondary homes (e.g. vacation properties).
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Evergreen Home Loans Purchase Mortgages Pros & Cons
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Evergreen Home Loans FAQ
How much can you borrow via Evergreen Home Loans?
Evergreen Home Loans allows borrowers to apply for loan amounts of up to $1,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What mortgage rates does Evergreen Home Loans offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Evergreen Home Loans may charge a loan origination fee.
What mortgage programs are available?
Besides conventional mortgages, Evergreen Home Loans offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- FHA 203k: An FHA mortgage you can also use to finance home improvements.
What property usage types does Evergreen Home Loans allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Evergreen Home Loans allows the following property usage types:
- Primary home
What is the customer service phone number?
The customer service number for Evergreen Home Loans Purchase Mortgages is (877) 242-2014.
What is the support contact email?
The support contact email for is info@evergreenhomeloans.com.
Contact
- Headquarters
-
15405 SE 37th Street, 2nd Floor
Bellevue, WA 98006 USA - (877) 242-2014
- Visit Site
- Email Support
Other Services by Evergreen Home Loans
Availability
- Alaska
- Arizona
- California
- Idaho
- Nevada
- Oregon
- Washington
Evergreen Home Loans Purchase Mortgages Community Reviews
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