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  Evergreen Home Loans Purchase Mortgages

Evergreen Home Loans Purchase Mortgages

in Home Purchase Mortgages from Evergreen Home Loans · NMLS ID #3182

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Evergreen Home Loans Purchase Mortgages

Unaffiliated

in Home Purchase Mortgages from Evergreen Home Loans · NMLS ID #3182

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Loan Amount Up to $1,500,000
Loan Term (Years) N/A
Credit Score Range N/A

Evergreen Home Loans Purchase Mortgages Review

Evergreen Home Loans Purchase Mortgages is offered by Evergreen Home Loans (NMLS #3182), a direct lender founded in 1987 and based in Bellevue, WA. Evergreen Home Loans Purchase Mortgages is available in 7 states across the USA.

Key Takeaways
  • 5 different mortgage programs offered. Evergreen Home Loans Purchase Mortgages offers FHA, FHA 203k, USDA, VA, conforming, and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. Evergreen Home Loans Purchase Mortgages offers and fixed-rate mortgages.
  • Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for financing. However, Evergreen Home Loans Purchase Mortgages does offer financing for primary and secondary homes (e.g. vacation properties).
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Evergreen Home Loans Purchase Mortgages Pros & Cons
Pros Cons
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 7 states.
Evergreen Home Loans FAQ

How much can you borrow via Evergreen Home Loans?

Evergreen Home Loans allows borrowers to apply for loan amounts of up to $1,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does Evergreen Home Loans offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Does Evergreen Home Loans charge an application fee?

Do they charge mortgage origination fees?

Yes, Evergreen Home Loans may charge a loan origination fee.

What mortgage programs are available?

Besides conventional mortgages, Evergreen Home Loans offers the following mortgage types:

  • FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.

What property usage types does Evergreen Home Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Evergreen Home Loans allows the following property usage types: 

  • Primary home

What is the customer service phone number?

The customer service number for this business card is (877) 242-2014.

How do people rate the customer service and user experience?

Overall, this business credit card is strongly not recommended based on community reviews that rate customer service and user experience.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

Other Services by Evergreen Home Loans

Availability

  Available in 7 states
  • Alaska
  • Arizona
  • California
  • Idaho
  • Nevada
  • Oregon
  • Washington

Feature Breakdown

Intended Use Primary Home
Primary Residence
Loan Amount Up to $1,500,000
Interest Rate Types Offered N/A
Mortgage Programs
  • FHA
  • FHA 203k
  • USDA
  • VA
Terms 15, 30

Evergreen Home Loans Purchase Mortgages Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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