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Last Updated: 04/18/2025

FB&T Home Purchase Mortgage

in Home Mortgage Loans from FB&T

Last Updated: 04/18/2025

FB&T Home Purchase Mortgage logo
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Highlights

Credit Score Range

580 - 840

Amount Range

N/A

Loan Term (Years)

5 - 30
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FB&T Home Purchase Mortgage Review

FB&T Home Purchase Mortgage is offered by FB&T (NMLS #460994), a bank founded in 1934 and based in Perry, OK. FB&T Home Purchase Mortgage are available in 1 state.

Key Takeaways

  • Only offers one mortgage pogram. FB&T Home Purchase Mortgage only provides VA mortgages.
  • Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
  • Standard interest rates types. FB&T Home Purchase Mortgage offers adjustable-rate mortgages and fixed-rate mortgages.
  • Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Fair credit accepted. Borrowers with a credit score as low as 580 may qualify for FB&T Home Purchase Mortgage.

FB&T Home Purchase Mortgage Pros & Cons

FB&T Home Purchase Mortgage FAQ

What is the maximum loan term you can get with FB&T Home Purchase Mortgage?

FB&T Home Purchase Mortgage offers mortgages with terms ranging from 5 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does FB&T offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, FB&T Home Purchase Mortgage may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, FB&T Home Purchase Mortgage offers the following mortgage types:

    What property usage types does FB&T Home Purchase Mortgage allow?

    Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. FB&T Home Purchase Mortgage allows the following property usage types:
    • Primary home
    • Secondary homes and vacation properties
    • Investment properties and house flipping projects

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    407 7th Street
    Perry, OK 73077
    Visit Site

    Hours of Operation

    Sunday

    Closed

    Monday

    8:30AM - 3:00PM

    Tuesday

    8:30AM - 3:00PM

    Wednesday

    8:30AM - 3:00PM

    Thursday

    8:30AM - 3:00PM

    Friday

    8:30AM - 5:30PM

    Saturday

    Closed

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