1 more

Last Updated: 04/18/2025

FB&T Home Purchase Mortgage

Q: What mortgage programs are available?

Besides conventional mortgages , FB&T Home Purchase Mortgage offers the following mortgage types:

from FB&T

Last Updated: 04/18/2025

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Community Recommended Products

View All

Strongly recommended46 Reviews

Learn More

Strongly recommended30 Reviews

Learn More

Strongly recommended36 Reviews

Learn More

Compare All Home Mortgage Loans

Filter & compare all your options in one place.

View All Products

Highlights

Credit Score Range

580 - 840

Amount Range

N/A

Loan Term (Years)

5 - 30

FB&T Home Purchase Mortgage Review

FB&T Home Purchase Mortgage is offered by FB&T (NMLS #460994), a bank founded in 1934 and based in Perry, OK. FB&T Home Purchase Mortgage are available in 1 state.

Key Takeaways

Only offers one mortgage pogram. FB&T Home Purchase Mortgage only provides VA mortgages.
Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
Standard interest rates types. FB&T Home Purchase Mortgage offers adjustable-rate mortgages and fixed-rate mortgages.
Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for FB&T Home Purchase Mortgage.
Fair credit accepted. Borrowers with a credit score as low as 580 may qualify for FB&T Home Purchase Mortgage.

FB&T Home Purchase Mortgage Pros & Cons

Pros

Cons

Considers applicants with fair credit.
Offers financing for single-family homes, multi-family homes, manufactured/mobile homes, and townhomes.

Charges an origination fee.
Charges prepayment fees.
Only available in 1 state.

FB&T Home Purchase Mortgage FAQ

What is the maximum loan term you can get with FB&T Home Purchase Mortgage?

FB&T Home Purchase Mortgage offers mortgages with terms ranging from 5 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does FB&T offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, FB&T Home Purchase Mortgage may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, FB&T Home Purchase Mortgage offers the following mortgage types:

What property usage types does FB&T Home Purchase Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. FB&T Home Purchase Mortgage allows the following property usage types:

Primary home
Secondary homes and vacation properties
Investment properties and house flipping projects

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

407 7th Street

Perry, OK 73077

Visit Site

Hours of Operation

SundayClosedMonday8:30AM - 3:00PMTuesday8:30AM - 3:00PMWednesday8:30AM - 3:00PMThursday8:30AM - 3:00PMFriday8:30AM - 5:30PMSaturdayClosed

Other Services by FB&T

CD Accounts

Be the first to rate

Checking Accounts

3 products

Be the first to rate

Money Market Accounts

2 products

Be the first to rate

Savings Accounts

Be the first to rate

Credit Cards

2 products

Be the first to rate

Auto Loans

Be the first to rate

Personal Loans

Be the first to rate

Home Equity Loans

Be the first to rate

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.