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  First Security Bank of Bozeman Home Mortgage Loan

First Security Bank of Bozeman Home Mortgage Loan

in Home Purchase Mortgages from Glacier Bancorp. Inc

Unaffiliated

First Security Bank of Bozeman Home Mortgage Loan

Unaffiliated

in Home Purchase Mortgages from Glacier Bancorp. Inc

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Highlights
Loan Amount N/A
Loan Term (Years) 5 - 30 years

First Security Bank of Bozeman Home Mortgage Loan Review

First Security Bank of Bozeman Home Mortgage Loan is offered by Glacier Bancorp. Inc, a bank founded in 1955 and based in Kalispell, MT. First Security Bank of Bozeman Home Mortgage Loan is available in 1 state across the USA.

Key Takeaways
  • 4 different mortgage programs offered. First Security Bank of Bozeman Home Mortgage Loan offers FHA, USDA, VA, conforming, and conventional mortgages.
  • Financing for single-family and multi-family properties. However, Glacier Bancorp. Inc does not offer financing for manufactured homes.
  • Standard interest rates types. First Security Bank of Bozeman Home Mortgage Loan offers adjustable-rate mortgages and fixed-rate mortgages.
  • Considers personal use and investment properties. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • No-closing-cost mortgages available. This option allows you to include the closing costs into the new loan, so you don't pay for these expenses upfront.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for First Security Bank of Bozeman Home Mortgage Loan.
  • Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 500 are considered.
First Security Bank of Bozeman Home Mortgage Loan Pros & Cons
Pros Cons
  • Considers applicants with fair credit.
  • Offers financing for both single and multi-family homes.
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 1 state.
First Security Bank of Bozeman Home Mortgage Loan FAQ

What is the maximum loan term you can get with First Security Bank of Bozeman Home Mortgage Loan?

First Security Bank of Bozeman Home Mortgage Loan offers mortgages with terms ranging from 5 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Glacier Bancorp. Inc offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Does First Security Bank of Bozeman Home Mortgage Loan charge an application fee?

Do they charge mortgage origination fees?

Yes, First Security Bank of Bozeman Home Mortgage Loan may charge a loan origination fee.

What mortgage programs are available?

First Security Bank of Bozeman Home Mortgage Loan offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • USDA loans: A zero down payment mortgage loan with low mortgage rates for suburban and rural homebuyers. The USDA doesn't require a minimum credit score, but most mortgage lenders require a minimum credit score of 640.
  • VA loans: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses. VA loans offer competitive mortgage rates, and don't have a minimum credit score. However, the mortgage lenders that offer them will typically require a credit score of at least 640.

What property usage types does First Security Bank of Bozeman Home Mortgage Loan allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First Security Bank of Bozeman Home Mortgage Loan allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Investment properties and house flipping projects

What is the customer service phone number?

The customer service number for this business card is .

What is the support contact email?

The support contact email for this business credit card is Investor@glacierbancorp.com.

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Availability

  Available in 1 state
Montana
Availabile in all of Montana

Feature Breakdown

Credit Score Range 500 - 840
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Joint Loan Applications Accepted
  • Co-borrower
  • Cosigner
Minimum Age 18
Property Type
  • Multi-Family Home
  • Single Family Home
  • Townhome
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Proof of Insurance
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
  • Driver License (or other photo ID)
Investment
Primary Residence
Mortgage Features No-Closing-Costs Option
Loan Term 5 - 30 years
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
Mortgage Programs
  • FHA
  • USDA
  • VA
  • Conventional Mortgages

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