1 more

Last Updated: 04/18/2025

Fremont Bank Home Mortgage

Q: What mortgage programs are available?

Besides conventional mortgages , Fremont Bank mortgage offers the following mortgage types: FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For... Learn More at SuperMoney.com

Q: What is the support contact email?

The support contact email for is bankinfo@fremontbank.com .

from Fremont Bank

Last Updated: 04/18/2025

Rating not yet determined2 total votes

2 users don't recommend

Community Recommended Products

View All

Strongly recommended46 Reviews

Learn More

Strongly recommended30 Reviews

Learn More

Strongly recommended36 Reviews

Learn More

Compare All Home Mortgage Loans

Filter & compare all your options in one place.

View All Products

Highlights

Credit Score Range

N/A

Amount Range

Up to $2,500,000

Loan Term (Years)

N/A

Fremont Bank Home Mortgage Review

Fremont Bank Home Mortgage is offered by Fremont Bank (NMLS #478471), a bank founded in 1964 and based in Fremont, CA. Fremont Bank mortgage are available in 4 states.

Key Takeaways

Only two mortgage programs offered. Fremont Bank Home Mortgage provides FHA VA conforming and conventional mortgages.
Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Standard interest rates types.
Only primary residences considered. Fremont Bank Home Mortgage does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Fremont Bank Home Mortgage Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.
Only available in 4 states.

Fremont Bank mortgage FAQ

How much can you borrow via Fremont Bank?

Fremont Bank mortgage allows borrowers to apply for loan amounts of up to $2,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does Fremont Bank offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Fremont Bank mortgage may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Fremont Bank mortgage offers the following mortgage types:

FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does Fremont Bank mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Fremont Bank mortgage allows the following property usage types:

Primary home

What is the customer service phone number?

The customer service number for Fremont Bank Home Mortgage is (800) 359-2265.

What is the support contact email?

The support contact email for is bankinfo@fremontbank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

39150 Fremont Blvd

Fremont, CA 94538

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 6:00PMTuesday9:00AM - 6:00PMWednesday9:00AM - 6:00PMThursday9:00AM - 6:00PMFriday9:00AM - 6:00PMSaturday9:00AM - 1:00PM

Other Services by Fremont Bank

Home Equity Lines of Credit

Rating not yet determined (2 Reviews)

Mortgage Refinance

Be the first to rate

Community Recommended Products

View All

Strongly recommended46 Reviews

Learn More

Strongly recommended30 Reviews

Learn More

Strongly recommended36 Reviews

Learn More

SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Fremont Bank Home Mortgage Community Reviews

Would you recommend Fremont Bank Home Mortgage to your friends?

Anonymous

Jun 15, 2021

May or may not recommend

Unethical, deceitful, unprofessional: what more could you ask for from your banker?

Michael R.

Jun 15, 2021

May or may not recommend

I had been doing business with Fremont Bank for over twelve years. During that time I refinanced my primary residence two times with them. I had been more than satisfied with their service and terms. Given the current rate situation, I began a third refinance with them in late February 2020. As of this writing, July 13, 2020, my refi has still not closed. Throughout ...Show More

Showing 2 of 2 reviews