Last Updated: 04/18/2025
Community Recommended Products
View AllSponsored
Strongly recommended46 Reviews
Learn MoreSponsored
Strongly recommended30 Reviews
Learn More
Strongly recommended36 Reviews
Learn MoreCompare All Home Mortgage Loans
Filter & compare all your options in one place.
Highlights
Credit Score Range
N/A
Amount Range
Up to $3,000,000
Loan Term (Years)
N/A
Guild Mortgage Home Loans Review
Guild Mortgage Home Loans is offered by Guild Mortgage (NMLS #3274), a direct lender founded in 1960 and based in San Diego, CA. Guild Mortgage Home Loans are available in 50 states and Washington, DC.
Key Takeaways
- Wide selection of mortgage programs offered. Guild Mortgage Home Loans offers FHA, FHA 203k, HomePath, USDA, VA, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Standard interest rates types.
- Only primary residences considered. Guild Mortgage Home Loans does not offer financing for vacation homes or investment properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Guild Mortgage Home Loans Pros & Cons
| Pros | Cons |
|
|
Guild Mortgage Home Loans FAQ
How much can you borrow via Guild Mortgage?
Guild Mortgage Home Loans allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What mortgage rates does Guild Mortgage offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Guild Mortgage Home Loans may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, Guild Mortgage Home Loans offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- FHA 203k: An FHA mortgage you can also use to finance home improvements.
- HomePath: Financing for the purchase and improvement of properties owned by Fannie Mae.
What property usage types does Guild Mortgage Home Loans allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Guild Mortgage Home Loans allows the following property usage types:
- Primary home
What is the customer service phone number?
The customer service number for Guild Mortgage Home Loans is (800) 971-3864.
What is the support contact email?
The support contact email for is explmail@guildmortgage.com.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
SundayClosedMonday8:00AM - 6:00PMTuesday8:00AM - 6:00PMWednesday8:00AM - 6:00PMThursday8:00AM - 6:00PMFriday8:00AM - 6:00PMSaturdayClosed
Other Services by Guild Mortgage
Mortgage Refinance
Rating not yet determined (4 Reviews)
Community Recommended Products
View AllSponsored
Strongly recommended46 Reviews
Learn MoreSponsored
Strongly recommended30 Reviews
Learn MoreStrongly recommended36 Reviews
Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+100
-1000+100
No one recommends
Everyone recommends
Guild Mortgage Home Loans Community Reviews
Would you recommend Guild Mortgage Home Loans to your friends?
BL
Bright L.
Oct 31, 2020
May or may not recommend
I had a good experience when I first visited GuildMortgage. The officer spoke with me in a friendly manner when I called, he then invited me to there office. He did a nice job in providing good service and responding to all my questions. The process of getting a house did not take much time. They are just the best. I highly recommend Guild Mortgage
Showing 1 of 1 reviews
