Is Ladera Lending FHA Loans the right fit for you?
Last Updated: 04/18/2025
Ladera Lending FHA Loans
Unaffiliated
from Ladera Lending, Inc
NMLS ID #835555
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View AllSponsored
Strongly recommended46 Reviews
Learn MoreSponsored
Strongly recommended6 Reviews
Learn MoreSponsored
Strongly recommended30 Reviews
Learn MoreCompare All Home Mortgage Loans
Filter & compare all your options in one place.
Highlights
Credit Score Range
N/A
Amount Range
N/A
Loan Term (Years)
5 - 30
Ladera Lending FHA Loans Review
Ladera Lending FHA Loans is offered by Ladera Lending, Inc (NMLS #835555), a direct lender founded in 2014 and based in Ladera Ranch, CA. Ladera Lending FHA Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Only offers one mortgage pogram. Ladera Lending FHA Loans only provides FHA mortgages.
- Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
- Standard interest rates types. Ladera Lending FHA Loans offers adjustable-rate mortgages and fixed-rate mortgages.
- No primary residences considered. Ladera Lending FHA Loans does not offer financing for primary homes.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Ladera Lending FHA Loans Pros & Cons
| Pros | Cons |
|
|
Ladera Lending FHA Loans FAQ
What is the maximum loan term you can get with Ladera Lending FHA Loans?
Ladera Lending FHA Loans offers mortgages with terms ranging from 5 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does Ladera Lending, Inc offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Ladera Lending FHA Loans may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, Ladera Lending FHA Loans offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What is the customer service phone number?
The customer service number for Ladera Lending FHA Loans is (800) 592-9396.
What is the support contact email?
The support contact email for is info@laderalending.com.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday8:00AM - 8:00PMTuesday8:00AM - 8:00PMWednesday8:00AM - 8:00PMThursday8:00AM - 8:00PMFriday8:00AM - 8:00PMSaturdayClosed
Other Services by Ladera Lending, Inc
Reverse Mortgages
Be the first to rate
Other Home Mortgage Loans from Ladera Lending, Inc
Rating not yet determined
Credit Score Range
N/A
Amount Range
N/A
No Origination Fee
N/A
Loan Term (Years)
Up to 15
Rating not yet determined
Credit Score Range
N/A
Amount Range
N/A
No Origination Fee
N/A
Loan Term (Years)
Up to 30
Rating not yet determined
Credit Score Range
N/A
Amount Range
N/A
No Origination Fee
N/A
Loan Term (Years)
5 - 30
Rating not yet determined
Credit Score Range
N/A
Amount Range
Up to $970.8K
No Origination Fee
N/A
Loan Term (Years)
5 - 30
Rating not yet determined
Credit Score Range
N/A
Amount Range
N/A
No Origination Fee
N/A
Loan Term (Years)
5 - 30
Availability
Available in 50 states, 5 territories, and Washington, D.C.
- Alabama
- Alaska
- American Samoa
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Guam
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Northern Mariana Islands
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- U.S. Virgin Islands
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
SuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Ladera Lending FHA Loans Community Reviews
Would you recommend Ladera Lending FHA Loans to your friends?
There are currently no reviews.
