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  Loanpal Home Purchase Mortgage

Loanpal Home Purchase Mortgage

in Home Purchase Mortgages from Loanpal · NMLS ID #30336

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Loanpal Home Purchase Mortgage

Unaffiliated

in Home Purchase Mortgages from Loanpal · NMLS ID #30336

Net Recommendation Score -33%

SUPERMONEY NET RECOMMENDATION SCORE

-33%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Rating not yet determined

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1 user recommends
0 users are unsure
2 users don't recommend
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Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Loan Amount Up to $3,000,000
Loan Term (Years) N/A

Loanpal Home Purchase Mortgage Review

Loanpal Home Purchase Mortgage is offered by Loanpal (NMLS #30336), a direct lender founded in 2003 and based in Roseville, CA. Loanpal Home Purchase Mortgage is available in 22 states (and Washington, DC).

Loanpal Home Purchase Mortgage FAQ

How much can you borrow via Loanpal Home Purchase Mortgage?

Loanpal Home Purchase Mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Loanpal Home Purchase Mortgage offer?

Loanpal Home Purchase Mortgage offers home loans with APRs starting at 4% .

Does Loanpal Home Purchase Mortgage charge a mortgage origination fee?

Yes, Loanpal Home Purchase Mortgage may charge a loan origination fee.

What mortgage programs does Loanpal Home Purchase Mortgage offer?

Loanpal Home Purchase Mortgage offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Loanpal Home Purchase Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Loanpal Home Purchase Mortgage allows the following property usage types: 

  • Primary home
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About Loanpal Home Purchase Mortgage

Availability

  Available in 22 states and Washington, D.C.
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Florida
  • Georgia
  • Indiana
  • Kansas
  • Maryland
  • Minnesota
  • Missouri
  • Nevada
  • New Jersey
  • New Mexico
  • North Carolina
  • Oregon
  • Pennsylvania
  • South Carolina
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin

Feature Breakdown

Intended Use Primary Home
Estate/Trust/Retirement  
Primary Residence  
APR Starting at 4%
Loan Amount Up to $3,000,000
Interest Rate Types Offered N/A
Mortgage Programs
  • FHA
  • FHA 203k
  • VA
Terms 10 to 30 years Fixed/ARM

Loanpal Home Purchase Mortgage Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-33%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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