Where does Pulte Mortgage do business?
Pulte Mortgage is a direct lender based in Englewood, CO. The company was founded in 1972 and offers mortgages to borrowers in 27 states.
How much can you borrow via Pulte Mortgage?
Pulte Mortgage allows borrowers to apply for loan amounts of up to $1,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What range of rates does Pulte Mortgage offer?
Pulte Mortgage offers home loans with APRs starting at 3% .
Does Pulte Mortgage charge a mortgage origination fee?
Yes, Pulte Mortgage may charge a loan origination fee.
What mortgage programs does Pulte Mortgage offer?
Pulte Mortgage offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Pulte Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Pulte Mortgage allows the following property usage types:
- Primary home
- New Jersey
- New Mexico
- New York
- North Carolina
- Rhode Island
- South Carolina